1314 Torrence Cir, Davidson, NC 28036 Property Records

Mecklenburg County property record for 1314 Torrence Cir, Davidson, NC 28036 · Last verified June 2023

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage1,368 sqft Heated Area
Lot Size158,558 sqft (3.64 acres)
OccupancyOwner Occupied
Last Sale$245,000 (2015)
Tax Bill$3,652.00 (2023)

Property Details

APN / Parcel Number

Primary APN001-189-48

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,368 sqft Heated Area
Gross Area1,468 sqft Gross Area
1st Floor1,368 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1996
Architectural StyleOther Style
Exterior MaterialComposition/Composite Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialAsphalt Roof
Lot Area158,558 sqft (3.64 acres)
Porch1 Porch
Porch Area100 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number001-189-48
Street Address1314 TORRENCE CIR
CityDAVIDSON
StateNC
Zip28036-9401
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 15 U/F 417
Legal SubdivisionEMERALD BAY CONDO
Legal Unit15
JurisdictionMECKLENBURG NC
Minor Civil Division9, DEWEESE
Census Blockgroup1
Census Block1008
Census Tract6216

Owner

Source: Mecklenburg County records · APN 001-189-48

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1314 TORRENCE CIR, DAVIDSON, NC 28036-9401
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 16, 2025Deed of Trust, Mortgage · Commercial Mortgage
MIDWEST REGIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 27, 2015 · Amount on Record
Deed SaleApr 27, 2015 · Amount on Record
Deed Doc Number0029921725
Deed Book / Page29921 / 725
Record RefreshedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1314 TORRENCE CIR # 15, 15, DAVIDSON, NC 28036-9401
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026957
DateFeb 11, 2021
Book Page35663/216
Instrument2021026957
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1314 TORRENCE CIR # 15, 15, DAVIDSON, NC 28036-9401
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 KNOXVIEW LN, MOORESVILLE, NC 28117-9689

Mortgage

Document Number0000059220
DateJun 16, 2025
Book Page39655/883
Instrument2025059220
Lender
NameMIDWEST REGIONAL BANK
TypeBank
AddressFESTUS, MO 63028
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueJun 05, 2035

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityDavidson Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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