1314 Spruce Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 1314 Spruce Dr, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,504 sqft · built 2016
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$1,215,000 (Mar 2025)
Tax Bill	$3,732 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`459-14-01-0047`

Property Details

APN / Parcel Number

Primary APN	`459-14-01-0047`
Alternative APN	`1911214003`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,504 sqft Living Area

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	702 sqft
Pool Area	480 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	1911214003
Street Address	1314 SPRUCE DR
City	SURFSIDE BEACH
State	SC
Zip	29575-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DOGWOOD LAKE EXT; LT 3 BL 13A
Legal Subdivision	DOGWOOD LAKE EXT
Legal Block	13A
Legal Lot Number	3
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1011
Census Tract	51201

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1314 SPRUCE DR, SURFSIDE BEACH, SC 29575-4306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Warranty Deed, Transfer TRUIST BK
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2025 · Amount on Record
Deed Sale	Mar 24, 2025 · Amount on Record
Prior Sale	Apr 2, 2020 · Amount on Record
Deed Document Number	2025000031246
Deed Book / Page	4924 / 441
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Apr 2, 2020
Property Address	1314 SPRUCE DR, SURFSIDE BEACH, SC 29575-4306
Document Number	4301/1027
Book / Page	004301 / 001027
Instrument Date	Mar 27, 2020
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,812.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 SPRUCE DR SURFSIDE BEACH SC 295754306, SURFSIDE BEACH, SC 29575-4306

Mortgage

Document Number	6198/0800
Date	Apr 2, 2020
Book Page	006198/000800

Lender

Name	TRUIST BK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	1314 SPRUCE DR, SURFSIDE BEACH, SC 29575-4306
Document Number	6182/2273
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 SPRUCE DR SURFSIDE BEACH SC 295754306, SURFSIDE BEACH, SC 29575-4306

Mortgage

Document Number	6182/2273
Date	Feb 24, 2020
Book Page	006182/002273

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 23, 2030

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,732.00		$958,070 (-) Land $350,000 Building $608,070
2024	$3,732.00 (+10.45%)	$38,323 (+26.91%) Land $14,000 Building $24,323	$958,070 (+26.91%) Land $350,000 Building $608,070
2023	$3,379.00 (+2.74%)	$30,198 (-) Land $7,638 Building $22,560	$754,950 (-) Land $190,950 Building $564,000
2021	$3,289.00	$30,198 Land $7,638 Building $22,560	$754,950 Land $190,950 Building $564,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 231 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	303 units insured incl. 72 condo units
Nearby Flood Claims	101 (1979–2022)
Claims Outside the SFHA	15 of 101
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 11 claims Severe Winds And Flooding Assoc With Hurricane Fran, Sep 1996 · 5 claims Hurricane Hugo, Sep 1989 · 64 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: HTC, T-Mobile.

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