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1314 Spears Rd, Sparta, TN 38583 Property Records

White County property record for 1314 Spears Rd, Sparta, TN 38583

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,295 sqft · built 2012
Lot Size0.53 acres (23,087 sqft)
Owner2 Company Names on Record
Last Sale$90,000 (Sep 2013)
Tax Bill$716 (2025)
Deeds & MortgagesOct 2018 Mortgage
May 2019 Transfer
Flood ZoneZone X (minimal risk)
APN093010 04003

Property Details

APN / Parcel Number

Primary APN093010 04003
Alternative APN
  • 010 04003

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,295 sqft Living Area
1st Floor Area1,295 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,087 sqft (0.53 acres)
Lot Dimensions174 ft deep x 135 ft wide
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area80 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address1314 SPEARS RD
CitySPARTA
StateTN
Zip38583-5105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 4; SUBDIVISION: PISTOLE DIVISION PHASE 2; LOT: 3
Legal SubdivisionPISTOLE DIVISION PHASE 2
Legal Lot Number3
JurisdictionWHITE TN
Township / Civil Division7
Census Block Group3
Census Block3006
Census Tract935100

Owner

Source: White County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address6739 NASHVILLE HWY, BAXTER, TN 38544-3806
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2018Deed of Trust, Mortgage
HOMELAND COMMUNITY BANK
May 20, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2013 · Amount on Record
Deed SaleSep 23, 2013 · Amount on Record
Deed Document Number20133378
Deed Book / Page338 / 222
Last Transfer DateJan 24, 2025
Transfer Doc0000000455
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITE TN
Property Address1314 SPEARS RD, SPARTA, TN 38583-5105
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003650
DateOct 26, 2018
Book PageRB424/106
Instrument18003650
Lender
NameHOMELAND COMMUNITY BANK
TypeBank
AddressMCMINNVILLE, TN 37110
Agreement
AmountAmount Recorded

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWHITE TN
Recording DateMay 20, 2019
Property Address1314 SPEARS RD, SPARTA, TN 38583-5105
Document Number0000001790
Book / Page000434 / 000209
Instrument DateMay 10, 2019
Instrument1790
Transaction TypeTransfer
Record UpdatedMay 29, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1314 SPEARS RD SPARTA TN 385835105, SPARTA, TN 38583-5105

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyWhite County
Unified School DistrictWhite County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$716.00 (+17.57%)$50,775 (+70.82%) Land $3,075 Building $47,700$203,100 (+70.82%) Land $12,300 Building $190,800
2023$29,725 Land $2,500 Building $27,225
2021$609.00
2020$118,900 Land $10,000 Building $108,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO'CONNOR UTILITY DISTRICT
serves 10,344 people · EPA ID TN0000526
Water SourcePurchased surface water from several systems
Last State InspectionNov 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative
Fiber		1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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