1314 Shannon Dr, Normal, IL 61761 Property Records

McLean County property record for 1314 Shannon Dr, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,268 sqft · built 1998
Lot Size	0.179 acres (7,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jun 2025)
Tax Bill	$6,864 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-22-276-025`

Property Details

APN / Parcel Number

Primary APN	`14-22-276-025`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,268 sqft Living Area
1st Floor Area	1,072 sqft
Basement Area	1,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,799 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Area	460 sqft
Porch	Open Frame Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1314 SHANNON DR
City	NORMAL
State	IL
Zip	61761-5425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	LOT 155 TRAMORE PL 4TH ADD
Legal Range	02E
Legal Township	24N
Legal Section	22
Legal Subdivision	TRAMORE PL 4TH ADD
Legal Lot Number	155
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2005
Census Tract	109

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1314 SHANNON DR, NORMAL, IL 61761-5425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Nov 10, 2021	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP
Jun 22, 2017	Deed of Trust, Mortgage ILLINOIS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2025 · Amount on Record
Deed Sale	Jun 12, 2025 · Amount on Record
Prior Sale	Nov 10, 2021 · Amount on Record
Deed Document Number	20257907
Prior Transfer Date	Feb 13, 2014
Prior Transfer Doc	0000002792
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1314 SHANNON DR, NORMAL, IL 61761-5425
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 SHANNON DR, NORMAL, IL 61761-5425

Mortgage

Document Number	202400001852
Date	Feb 13, 2024
Instrument	2024-00001852

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 10, 2021
Property Address	1314 SHANNON DR, NORMAL, IL 61761-5425
Document Number	202100026907
Map Reference	DOC 97-10168
Instrument Date	Nov 3, 2021
Instrument	2021-00026907
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 SHANNON DR, NORMAL, IL 61761-5425

Mortgage

Document Number	202100026908
Date	Nov 10, 2021
Instrument	2021-00026908

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

Mortgage

Document Number	202100026909
Date	Nov 10, 2021
Instrument	2021-00026909

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1314 SHANNON DR, NORMAL, IL 61761-5425
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700011021
Date	Jun 22, 2017
Instrument	2017-00011021

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,458 (+23.92%) Land $16,732 Building $83,726	$301,374 (+23.92%) Land $50,196 Building $251,178
2024	$6,864.00 (+6.83%)
2023	$6,425.00	$81,070 Land $13,728 Building $67,342	$243,210 Land $41,184 Building $202,026

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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