1314 Scott Ave, Cambridge, OH 43725 Property Records

Guernsey County property record for 1314 Scott Ave, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,725 sqft · built 1940
Lot Size	0.277 acres (12,045 sqft)
Owner	2 Individual Names on File
Last Sale	$139,000 (Feb 2019)
Tax Bill	$2,479 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-0004521.000`

Property Details

APN / Parcel Number

Primary APN	`06-0004521.000`
Alternative APN	`004547-4`

Interior

Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,725 sqft Living Area
1st Floor Area	1,425 sqft
Attic	Attic
Attic Area	1,200 sqft
Basement Area	1,284 sqft
Unfinished Basement	1,284 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Roof Material	Shingle
Lot Area	12,045 sqft (0.277 acres)
Lot Dimensions	219 ft deep x 55 ft wide
Garage Area	441 sqft

Exterior Amenities

Porch	Slab
Porch Area	309 sqft
Deck Area	72 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004547-4
Street Address	1314 SCOTT AVE
City	CAMBRIDGE
State	OH
Zip	43725-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA03-08 60 MCFARLAND
Legal Range	03W
Legal Township	02N
Legal Section	03
Legal Subdivision	MCFARLAND
Legal Tract	2
Legal Lot Number	60
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2020
Census Tract	977500

Owner

1314 Scott Ave is owned and occupied by two individuals who acquired it in January 2025.

Source: Guernsey County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1314 SCOTT AVE, CAMBRIDGE, OH 43725-1624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Line of Credit THE COMMUNITY BANK
Apr 27, 2021	Correction Deed
Feb 21, 2019	Warranty Deed, Transfer MID OHIO TITLE AGENCY INC, MID OHIO TITLE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2019 · Amount on File
Deed Sale	Feb 21, 2019 · Amount on File
Prior Sale	Sep 26, 2007
Deed Document Number	2019992
Deed Book / Page	561 / 2735
Last Transfer Date	Jan 10, 2025
Transfer Doc	000602/346
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	1314 SCOTT AVE, CAMBRIDGE, OH 43725-1624
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	NOT AVAILABLE, ABC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 SCOTT AVE, CAMBRIDGE, OH 43725-1624

Mortgage

Document Number	573/1164
Date	Jan 4, 2021
Book Page	573/1164
Instrument	202100000002

Lender

Name	THE COMMUNITY BANK
Type	Bank
Address	CAMBRIDGE, OH 43725

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 5, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	GUERNSEY OH
Recording Date	Apr 27, 2021
Property Address	1314 SCOTT AVE, CAMBRIDGE, OH 43725-1624
Document Number	575/1351
Book / Page	575 / 1351
Instrument Date	Apr 23, 2021
Instrument	202100002239
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 SCOTT AVE, CAMBRIDGE, OH 43725-1624

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Feb 21, 2019
Property Address	1314 SCOTT AVE, CAMBRIDGE, OH 43725-1624
Document Number	561/2735
Book / Page	561 / 2735
Instrument Date	Feb 20, 2019
Instrument	201900000992
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	MID OHIO TITLE AGENCY INC, MID OHIO TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1314 SCOTT AVE, CAMBRIDGE, OH 43725-1624

Tax Assessment & Valuation

The 2025 property tax bill for 1314 Scott Ave was $2,479 with exemptions applied, down 1.6% from the year before.

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,479.00 (-1.59%) Homeowner's exemption Senior Citizen's exemption	$60,546 (-) Land $9,810 Building $50,736
2024	$2,519.00 (+12.86%) Homeowner's exemption Senior Citizen's exemption	$60,546 (+17.14%) Land $9,810 Building $50,736	$172,990 Land $28,030 Building $144,960
2023	$2,232.00 (+4.99%) Homeowner's exemption Senior Citizen's exemption	$51,688 (+0.02%) Land $8,376 Building $43,312
2022	$2,126.00 Homeowner's exemption	$51,680 Land $8,370 Building $43,310	$147,660 (-0.01%) Land $23,910 Building $123,750
2021			$147,680 Land $23,930 Building $123,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1314 Scott Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1314 Scott Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Smart Way Communications.

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