1314 S Waterside Dr, Lanexa, VA 23089 Property Records

New Kent County property record for 1314 S Waterside Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,452 sqft · built 2000
Lot Size	2.52 acres (109,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,000 (Dec 2004)
Tax Bill	$2,605 (2024)
Deeds & Mortgages	Feb 2019 Second Mortgage Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`52 5A`

Property Details

APN / Parcel Number

Primary APN	`52 5A`
Alternative APNs	`4938` `5075`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,452 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Architectural Style	Cape Cod
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	109,771 sqft (2.52 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5075
Old Parcel Number	52 5 A
Street Address	1314 S WATERSIDE DR
City	LANEXA
State	VA
Zip	23089-6128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	AT LANEXA LOT 2 2.52 AC DB 421/884
Legal Subdivision	AT LANEXA
Legal Lot Number	5
Legal Unit	A
Jurisdiction	NEW KENT VA
Township / Civil Division	4
Census Block Group	1
Census Block	1067
Census Tract	700301

Owner

Source: New Kent County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1314 S WATERSIDE DR, LANEXA, VA 23089-6128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAYPORT CREDIT UNION
Feb 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2004 · Amount on Record
Deed Sale	Dec 1, 2004 · Amount on Record
Deed Document Number	0000421884
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW KENT VA
Property Address	1314 S WATERSIDE DR, LANEXA, VA 23089-6128
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000685/459
Date	Feb 21, 2019
Book Page	685/459
Instrument	190000420

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 13, 2029

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW KENT VA
Property Address	1314 S WATERSIDE DR, LANEXA, VA 23089-6128
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000778
Date	Feb 10, 2021
Instrument	210000778

Lender

Name	AMERICAN FINANCING CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: New Kent County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	New Kent County
Unified School District	New Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$434,200 (+15.02%) Land $94,400 Building $339,800	$434,200 (+15.02%) Land $94,400 Building $339,800
2024	$2,605.00 (+3.01%)
2023	$2,529.00	$377,500 Land $80,300 Building $297,200	$377,500 Land $80,300 Building $297,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Cox Communications, T-Mobile.

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