1314 Ridgeview Dr, Montevideo, MN 56265 Property Records

Chippewa County property record for 1314 Ridgeview Dr, Montevideo, MN 56265

Property Summary

Property TypeSingle Family Home
Details4 bd · 1,107 sqft · built 1956
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (Jun 2023)
Tax Bill$4,514 (2026)
Deeds & MortgagesOct 2019 Refinance
Jul 2008 Line of Credit
+ 4 more
APN70-190-0120

Property Details

APN / Parcel Number

Primary APN70-190-0120
Alternative APNs
  • 24579
  • 25902

Interior

Bedrooms4 Beds
Building Area1,107 sqft Base Area
1st Floor Area1,107 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeFrame
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number25902
Street Address1314 RIDGEVIEW DR
CityMONTEVIDEO
StateMN
Zip56265-1053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOMAN SUBDIVISION S 24 FT OF LOT 2 & ALL OF LOT 3 & N 10 FT OF LOT 4 BLOCK 1
Legal SubdivisionHOMAN SUBDIVISION
Legal Block1
Legal Lot Number2-4
JurisdictionCHIPPEWA MN
Township / Civil DivisionMONTEVIDEO
Census Block Group2
Census Block2041
Census Tract950602

Owner

Source: Chippewa County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1314 RIDGEVIEW DR, MONTEVIDEO, MN 56265-1053
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA
Jul 21, 2008Deed of Trust, Mortgage · Line of Credit
KLEIN BANK
Jun 2, 2023Warranty Deed, Transfer · USDA Mortgage
USDA
Feb 22, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
HOMEOWNERS FINANCE CENTER
Oct 10, 2016Warranty Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC
May 2, 2013Warranty Deed, Transfer · Conventional Mortgage
MINNWEST MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2023 · Amount on Record
Deed SaleJun 2, 2023 · Amount on Record
Prior SaleFeb 22, 2021 · Amount on Record
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHIPPEWA MN
Property Address1314 RIDGEVIEW DR, MONTEVIDEO, MN 56265-1053
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000304963
DateOct 15, 2019
InstrumentA000304963
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

July 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHIPPEWA MN
Property Address1314 RIDGEVIEW DR, MONTEVIDEO, MN 56265-1053
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1000275625
DateJul 21, 2008
Instrument1000275625
Lender
NameKLEIN BANK
TypeBank
AddressCHASKA, MN 55318
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHIPPEWA MN
Recording DateJun 2, 2023
Property Address1314 RIDGEVIEW DR, MONTEVIDEO, MN 56265-1053
Document NumberA000314969
Instrument DateMay 8, 2023
InstrumentA000314969
Transaction TypeTransfer
Record UpdatedJan 28, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1314 RIDGEVIEW DR, MONTEVIDEO, MN 56265-1053

Mortgage

Document NumberA000314970
DateJun 2, 2023
InstrumentA000314970
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term395 Months
DueMay 8, 2056

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHIPPEWA MN
Recording DateFeb 22, 2021
Property Address1314 RIDGEVIEW DR, MONTEVIDEO, MN 56265-1053
Document NumberA000308558
Instrument DateFeb 19, 2021
InstrumentA000308558
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1314 RIDGEVIEW DR, MONTEVIDEO, MN 56265-1053

Mortgage

Document NumberA000308559
DateFeb 22, 2021
InstrumentA000308559
Lender
NameHOMEOWNERS FINANCE CENTER
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2016: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHIPPEWA MN
Recording DateOct 10, 2016
Property Address1314 RIDGEVIEW DR, MONTEVIDEO, MN 56265-1053
Document NumberA000297502
Instrument DateOct 7, 2016
InstrumentA000297502
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$650.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1314 RIDGEVIEW DR, MONTEVIDEO, MN 56265-1053

Mortgage

Document NumberA000297503
DateOct 10, 2016
InstrumentA000297503
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressHOUSTON, TX 77056
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2046

May 2013: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHIPPEWA MN
Recording DateMay 2, 2013
Property Address1314 RIDGEVIEW DR, MONTEVIDEO, MN 56265-1053
Document NumberA000289172
Instrument DateMay 1, 2013
InstrumentA000289172
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$376.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1314 RIDGEVIEW DR, MONTEVIDEO, MN 56265-1053

Mortgage

Document NumberA000289173
DateMay 2, 2013
InstrumentA000289173
Lender
NameMINNWEST MORTGAGE CORP
TypeMortgage Company
AddressSIOUX FALLS, SD 57110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2043

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyChippewa County
MunicipalityMontevideo City
Unified School DistrictMontevideo Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,514.00 (+7.02%)
2025$275,700 (+6.53%) Land $10,500 Building $265,200$275,700 (+6.53%) Land $10,500 Building $265,200
2024$4,218.00 (+26.97%)
2023$258,800 Land $10,500 Building $248,300$258,800 Land $10,500 Building $248,300
2022$3,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMontevideo
serves 5,337 people · EPA ID MN1120004
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20

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