1314 Obrien St, South Bend, IN 46628 Property Records

St. Joseph County property record for 1314 Obrien St, South Bend, IN 46628

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1953
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,643 (2024)
Deeds & Mortgages	Apr 2024 Transfer Mar 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-08-03-204-014.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-03-204-014.000-026`
Alternative APN	`01820893325`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	2,808 sqft
Attic	Attic
Attic Area	900 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1314 OBRIEN ST
City	SOUTH BEND
State	IN
Zip	46628-2950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 135 MAYRS MICH AVE ADD
Legal Subdivision	MAYRS MICH AVE ADD
Legal Lot Number	135
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	3
Census Block	3037
Census Tract	400

Owner

1314 Obrien St is owned and occupied by an individual who acquired it in April 2024.

Source: St. Joseph County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	3817 WEST WESTERN AVE, SOUTH BEND, IN 46619-2846
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 27, 2024	Quit Claim Deed, Transfer Quitclaim
Feb 27, 2017	Quit Claim Deed, Transfer Quitclaim
Sep 1, 2005	Trustee's Deed, Foreclosure · ARM ARGENT MORTGAGE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2024
Deed Sale	Apr 15, 2024
Prior Sale	Mar 27, 2024
Deed Document Number	20248005
Prior Transfer Date	Feb 16, 2017
Prior Transfer Doc	0000004657
Record Updated	Oct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 15, 2024
Property Address	1314 OBRIEN ST, SOUTH BEND, IN 46628-2950
Document Number	0002408005
Instrument Date	Apr 10, 2024
Instrument	2408005
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3817 W WESTERN AVE, SOUTH BEND, IN 46619-2846

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 27, 2024
Property Address	1314 OBRIEN ST, SOUTH BEND, IN 46628-2950
Document Number	0002406480
Instrument Date	Mar 25, 2024
Instrument	2406480
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3817 W WESTERN AVE, SOUTH BEND, IN 46619-2846

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 27, 2017
Property Address	1314 OBRIEN ST, SOUTH BEND, IN 46628-2950
Document Number	0001704657
Instrument Date	Feb 16, 2017
Instrument	1704657
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 OBRIEN ST, SOUTH BEND, IN 46628-2920

September 2005: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 1, 2005
Property Address	1314 OBRIEN ST, SOUTH BEND, IN 46628-2950
Document Number	0000540441
Map Reference	MB8 PG190
Instrument Date	Aug 31, 2005
Instrument	0540441
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	TITLEWORKS INC, TITLE WORKS INC

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 S STATE ST, NILES, MI 49120-2974

Mortgage

Document Number	0000540442
Date	Sep 1, 2005
Instrument	0540442

Lender

Name	ARGENT MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.35%
Type Change Date	Sep 1, 2007
Change Frequency	6 Months
Min Rate At Change	8.35%
Max Rate At Change	10.3%
Index	6-Month LIBOR
Margin	6
Max Rate	14.3%

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,600 Land $4,700 Building $67,900	$72,600 Land $4,700 Building $67,900
2024	$1,643.00 (+14.9%)
2023	$1,430.00 (+15.79%)	$58,200 (+13.01%) Land $6,000 Building $52,200	$58,200 (+13.01%) Land $6,000 Building $52,200
2022	$1,235.00 Homeowner's exemption	$51,500 Land $6,000 Building $45,500	$51,500 Land $6,000 Building $45,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1314 Obrien St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1314 Obrien St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 849 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Obrien St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures