St. Johns County property record for 1314 N Kyle Way, Saint Johns, FL 32259 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,523 sqft · built 2004 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $283,400 (Dec 2004) |
| Tax Bill | $5,263 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 249549-1770 |
| Primary APN | 249549-1770 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,523 sqft Living Area |
| Gross Area | 3,982 sqft |
| 1st Floor Area | 1,532 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 105 sqft |
| Patio Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1314 N KYLE WAY |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-1927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 44/86-98 JULINGTON CREEK PLANTATION PARCELS 64 & 65 PHASE 1 LOT 177 OR2334/1028 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 35 |
| Legal Subdivision | JULINGTON CREEK PLANTATION PARCELS 64 & |
| Legal Phase | 1 |
| Legal Block | 3 |
| Legal Lot Number | 177 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20801 |
Source: St. Johns County records · APN 249549-1770
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1314 N KYLE WAY, SAINT JOHNS, FL 32259-1927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 06, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Jul 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Sep 06, 2018 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| May 09, 2017 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 11, 2004 · Amount on Record |
| Deed Sale | Dec 11, 2004 · Amount on Record |
| Deed Document Number | 200490999 |
| Deed Book / Page | 2334 / 1028 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 06, 2026 |
| Property Address | 1314 N KYLE WAY, SAINT JOHNS, FL 32259-1927 |
| Document Number | 0000038919 |
| Book / Page | 6358 / 897 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202638919 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1314 N KYLE WAY, SAINT JOHNS, FL 32259-1927 |
| Document Number | 0000038919, |
|---|---|
| Date | May 06, 2026 |
| Book Page | 6358/897 |
| Instrument | 202638919 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1314 N KYLE WAY, SAINT JOHNS, FL 32259-1927 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1314 N KYLE WAY, JACKSONVILLE, FL 32259-1927 |
| Document Number | 0055981320 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 5598/1320 |
| Instrument | 2022069666 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1314 N KYLE WAY, SAINT JOHNS, FL 32259-1927 |
| Document Number | 0046111693 |
| Instrument Date | Sep 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1314 N KYLE WAY ST JOHNS FL 322591927, ST JOHNS, FL 32259-1927 |
| Document Number | 0046111693 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 004611/001693 |
| Instrument | 66661 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 12, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1314 N KYLE WAY, SAINT JOHNS, FL 32259-1927 |
| Document Number | 0043750969 |
| Book / Page | 004375 / 000969 |
| Instrument Date | May 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1314 N KYLE WAY ST JOHNS FL 322591927, ST JOHNS, FL 32259-1927 |
| Document Number | 0043750969 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 004375/000969 |
| Instrument | 34381 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 17, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,380 (+2.7%) | $465,488 (-6.34%) Land $105,000 Building $360,488 | |
| 2025 | $5,263.00 (+11.62%) Homeowner's exemption | $294,430 (+3.35%) | $497,010 (+1.21%) Land $105,000 Building $392,010 |
| 2024 | $4,715.00 (+9.04%) Homeowner's exemption | $284,879 (+3%) | $491,063 (+3.72%) Land $93,000 Building $398,063 |
| 2023 | $4,324.00 (+2.22%) Homeowner's exemption | $276,582 (+3%) | $473,464 (+8.07%) Land $93,000 Building $380,464 |
| 2022 | $4,230.00 Homeowner's exemption | $268,526 | $438,108 Land $89,600 Building $348,508 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 76 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 in force 76 of 76 on primary residences |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017, river or lake flooding, Hurricane Irma |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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