1314 N Kyle Way, Saint Johns, FL 32259 Property Records

St. Johns County property record for 1314 N Kyle Way, Saint Johns, FL 32259 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 3,523 sqft · built 2004
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$283,400 (Dec 2004)
Tax Bill$5,263 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Jul 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN249549-1770

Property Details

APN / Parcel Number

Primary APN249549-1770

Interior

Bedrooms6 Beds
Full Baths4 Baths
Plumbing Fixtures18 Plumbing Fixtures
Stories2 Stories
Building Area3,523 sqft Living Area
Gross Area3,982 sqft
1st Floor Area1,532 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area459 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area105 sqft
Patio Area448 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1314 N KYLE WAY
CitySAINT JOHNS
StateFL
Zip32259-1927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description44/86-98 JULINGTON CREEK PLANTATION PARCELS 64 & 65 PHASE 1 LOT 177 OR2334/1028
Legal Range27E
Legal Township04S
Legal Section35
Legal SubdivisionJULINGTON CREEK PLANTATION PARCELS 64 &
Legal Phase1
Legal Block3
Legal Lot Number177
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group3
Census Block3002
Census Tract20801

Owner

Source: St. Johns County records · APN 249549-1770

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1314 N KYLE WAY, SAINT JOHNS, FL 32259-1927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 06, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMIERCA NA
Jul 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Sep 06, 2018Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
May 09, 2017Deed of Trust, Mortgage · Line of Credit
VYSTAR CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 11, 2004 · Amount on Record
Deed SaleDec 11, 2004 · Amount on Record
Deed Document Number200490999
Deed Book / Page2334 / 1028
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateMay 06, 2026
Property Address1314 N KYLE WAY, SAINT JOHNS, FL 32259-1927
Document Number0000038919
Book / Page6358 / 897
Instrument DateApr 28, 2026
Instrument202638919
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1314 N KYLE WAY, SAINT JOHNS, FL 32259-1927

Mortgage

Document Number0000038919,
DateMay 06, 2026
Book Page6358/897
Instrument202638919
Lender
NameBANK OF AMIERCA NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 28, 2056
Interest
Rate6.46%
Max Rate-1%

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1314 N KYLE WAY, SAINT JOHNS, FL 32259-1927
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1314 N KYLE WAY, JACKSONVILLE, FL 32259-1927

Mortgage

Document Number0055981320
DateJul 15, 2022
Book Page5598/1320
Instrument2022069666
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2037

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1314 N KYLE WAY, SAINT JOHNS, FL 32259-1927
Document Number0046111693
Instrument DateSep 06, 2018
Transaction TypeMortgage
Record UpdatedSep 28, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1314 N KYLE WAY ST JOHNS FL 322591927, ST JOHNS, FL 32259-1927

Mortgage

Document Number0046111693
DateSep 13, 2018
Book Page004611/001693
Instrument66661
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 12, 2028
Interest
Rate TypeAdjustable Rate

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1314 N KYLE WAY, SAINT JOHNS, FL 32259-1927
Document Number0043750969
Book / Page004375 / 000969
Instrument DateMay 09, 2017
Transaction TypeMortgage
Record UpdatedJun 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1314 N KYLE WAY ST JOHNS FL 322591927, ST JOHNS, FL 32259-1927

Mortgage

Document Number0043750969
DateMay 18, 2017
Book Page004375/000969
Instrument34381
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 17, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$302,380 (+2.7%)$465,488 (-6.34%) Land $105,000 Building $360,488
2025$5,263.00 (+11.62%) Homeowner's exemption$294,430 (+3.35%)$497,010 (+1.21%) Land $105,000 Building $392,010
2024$4,715.00 (+9.04%) Homeowner's exemption$284,879 (+3%)$491,063 (+3.72%) Land $93,000 Building $398,063
2023$4,324.00 (+2.22%) Homeowner's exemption$276,582 (+3%)$473,464 (+8.07%) Land $93,000 Building $380,464
2022$4,230.00 Homeowner's exemption$268,526$438,108 Land $89,600 Building $348,508

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 76 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies76 in force
76 of 76 on primary residences
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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