1314 Mill Valley Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 1314 Mill Valley Rd, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,649 sqft · built 2003
Lot Size	0.67 acres (2,934 sqft)
Owner	Individual Name on Record
Last Sale	$566,000 (Mar 2020)
Tax Bill	$9,769 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`643-421-40-00`

Property Details

APN / Parcel Number

Primary APN	`643-421-40-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,649 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	2,934 sqft (0.67 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1314 MILL VALLEY RD
City	CHULA VISTA
State	CA
Zip	91913-1631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC10RM1
Legal Description	LOT 77 TR 014205
Legal Subdivision	OTAY RANCH SPA
Legal Tract	014205
Legal Block	1
Legal Lot Number	77
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1015
Census Tract	13323

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1314 MILL VALLEY RD, CHULA VISTA, CA 91913-1631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Feb 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2020 · Amount on Record
Deed Sale	Mar 11, 2020 · Amount on Record
Prior Sale	Nov 9, 2012 · Amount on Record
Deed Document Number	2020125235
Prior Transfer Date	Jul 17, 2015
Prior Transfer Doc	0000381037
Record Updated	Oct 29, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 11, 2020
Property Address	1314 MILL VALLEY RD, CHULA VISTA, CA 91913-1631
Document Number	0000125235
Instrument Date	Feb 27, 2020
Instrument	125235
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$623.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 MILL VALLEY RD CHULA VISTA CA 919131631, CHULA VISTA, CA 91913-1631

Mortgage

Document Number	125236
Date	Mar 11, 2020
Instrument	125236

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1314 MILL VALLEY RD, CHULA VISTA, CA 91913-1631
Document Number	0000075965
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1314 MILL VALLEY RD CHULA VISTA CA 919131631, CHULA VISTA, CA 91913-1631

Mortgage

Document Number	0000075965
Date	Mar 4, 2019
Instrument	75965

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$631,378 (+2%) Land $390,429 Building $240,949
2025	$9,769.00 (+4.83%) Homeowner's exemption	$618,999 (+4.04%) Land $382,774 Building $236,225
2023	$9,319.00 (+3.02%) Homeowner's exemption	$594,964 Land $367,911 Building $227,053
2022	$9,046.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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