Larimer County property record for 1314 Means Ln, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 1,724 sqft · built 2017 |
| Lot Size | 0.187 acres (8,154 sqft) |
| Owner | Individual Name on File |
| Last Sale | $619,900 (Jun 2023) |
| Tax Bill | $6,834 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2024 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94101-10-020 |
| Primary APN | 94101-10-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,724 sqft Living Area |
| Basement Area | 1,724 sqft |
| Finished Basement | 1,724 sqft |
| Interior Walls | Wallboard/Drywall |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,154 sqft (0.187 acres) |
| Garage Type | Attached |
| Garage Area | 662 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1660966 |
|---|---|
| Street Address | 1314 MEANS LN |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-7065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20, BLOCK 1, HAMMOND SUB, BER, (20160036862) |
| Legal Quarter | NE |
| Legal Subdivision | HAMMOND SUB |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 2602 |
1314 Means Ln is owned and occupied by an individual who bought it in June 2023.
Source: Larimer County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1314 MEANS LN, BERTHOUD, CO 80513-7065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 17, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 5, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 26, 2023 | Special Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Oct 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING |
| Feb 7, 2019 | Deed of Trust, Mortgage · Conventional with PMI AMERICAN FINANCING |
| Sep 1, 2017 | Grant Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN FINANCING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2023 · Amount on File |
| Deed Sale | Jun 26, 2023 · Amount on File |
| Prior Sale | Sep 1, 2017 · Amount on File |
| Deed Document Number | 20230026645 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1314 MEANS LN, BERTHOUD, CO 80513-7065 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000028185 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 20210028185 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1314 MEANS LN, BERTHOUD, CO 80513-7065 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 1314 MEANS LN, BERTHOUD, CO 80513-7065 |
| Document Number | 0000054098 |
|---|---|
| Date | Dec 17, 2024 |
| Instrument | 20240054098 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1314 MEANS LN, BERTHOUD, CO 80513-7065 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 1314 MEANS LN, BERTHOUD, CO 80513-7065 |
| Document Number | 0000025195 |
|---|---|
| Date | Jun 5, 2025 |
| Instrument | 20250025195 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jul 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Jun 26, 2023 |
| Property Address | 1314 MEANS LN, BERTHOUD, CO 80513-7065 |
| Document Number | 0000026645 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 20230026645 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61.99 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1314 MEANS LN, BERTHOUD, CO 80513-7065 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1314 MEANS LN, BERTHOUD, CO 80513-7065 |
| Document Number | 0000026646 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 20230026646 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1314 MEANS LN, BERTHOUD, CO 80513-7065 |
| Document Number | 0000067379 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2019 |
| Title Company | FIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1314 MEANS LN BERTHOUD CO 805137065, BERTHOUD, CO 80513-7065 |
| Document Number | 0000067379 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 67379 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1314 MEANS LN, BERTHOUD, CO 80513-7065 |
| Document Number | 0000007552 |
| Instrument Date | Feb 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2019 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 1314 MEANS LN BERTHOUD CO 805137065, BERTHOUD, CO 80513-7065 |
| Document Number | 0000007552 |
|---|---|
| Date | Feb 14, 2019 |
| Instrument | 7552 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 13, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Sep 1, 2017 |
| Property Address | 1314 MEANS LN, BERTHOUD, CO 80513-7065 |
| Document Number | 0000058786 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 58786 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 12, 2017 |
| Title Company | UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1314 MEANS LN BERTHOUD CO 805137065, BERTHOUD, CO 80513-7065 |
| Document Number | 58787 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 58787 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 31, 2047 |
The 2025 property tax bill for 1314 Means Ln was $6,834.
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,834.00 | $37,175 Land $9,694 Building $27,481 | $594,800 Land $155,100 Building $439,700 |
| 2023 | $6,600.00 (+21.41%) | $40,797 (+27.83%) Land $7,605 Building $33,192 | $608,900 (+32.6%) Land $113,500 Building $495,400 |
| 2022 | $5,436.00 | $31,914 Land $7,888 Building $24,026 | $459,200 Land $113,500 Building $345,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1314 Means Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1314 Means Ln is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 66% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Also Mapped Here | TOWN OF JOHNSTOWN |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Hilltop Broadband Fiber | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
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