Harford County property record for 1314 Mayflower Dr, Bel Air, MD 21015
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,976 sqft · built 1982 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Nov 2021) |
| Tax Bill | $5,494 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-150925 |
| Primary APN | 03-150925 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Total Area |
| Basement Area | 840 sqft |
| Finished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 35,719 sqft (0.82 acres) |
| Lot Dimensions | 228 ft deep x 180 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 266 sqft |
| Patio Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 150925 |
|---|---|
| Street Address | 1314 MAYFLOWER DR |
| City | BEL AIR |
| State | MD |
| Zip | 21015-1322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LT 57 127/180X228 1314 MAYFLOWER DRIVE COOL SPRING S3 P 31/43 |
| Legal Subdivision | COOL SPG 1 SEC III |
| Legal Lot Number | 57,1314 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 303102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1314 Mayflower Dr is owned and occupied by two individuals who bought it in November 2021.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1314 MAYFLOWER DR, BEL AIR, MD 21015-1322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Line of Credit LAFAYETTE FEDERAL CREDIT UNION |
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GSF MORTGAGE CORP |
| Sep 19, 2017 | Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU |
| May 31, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU |
| Nov 10, 2021 | Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2021 · Amount on File |
| Deed Sale | Nov 10, 2021 · Amount on File |
| Prior Sale | Dec 5, 2005 |
| Deed Book / Page | 15174 / 250 |
| Transfer Doc | 0064460332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 15, 2026 |
| Property Address | 1314 MAYFLOWER DR, BEL AIR, MD 21015-1322 |
| Document Number | 0171660471 |
| Book / Page | 17166 / 471 |
| Instrument Date | May 26, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RES/TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 1314 MAYFLOWER DR, BEL AIR, MD 21015-1322 |
| Investor | Possibly a Property Investor |
| Document Number | 1716000471, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 17166/471 |
| Name | LAFAYETTE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 26, 2056 |
| Rate | 7.5% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1314 MAYFLOWER DR, BEL AIR, MD 21015-1322 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | CROWN TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0148190207 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 14819/207 |
| Name | GSF MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, WI 53005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1314 MAYFLOWER DR, BEL AIR, MD 21015-1322 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0125170400 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 12517/0400 |
| Instrument | 12517-0400 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 15, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1314 MAYFLOWER DR, BEL AIR, MD 21015-1322 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0132830354 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 13283/0354 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 21, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 10, 2021 |
| Property Address | 1314 MAYFLOWER DR, BEL AIR, MD 21015-1322 |
| Document Number | 0151740250 |
| Book / Page | 15174 / 250 |
| Map Reference | MB HDC31 FO 43 |
| Instrument Date | Oct 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1314 MAYFLOWER DR, BEL AIR, MD 21015-1322 |
| Document Number | 0015174255 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 15174/255 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
The 2026 property tax bill for 1314 Mayflower Dr was $5,494, up 13.6% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,494.00 (+13.56%) | $498,667 (+3.18%) | $529,400 (+9.54%) Land $113,700 Building $415,700 |
| 2025 | $4,838.00 | $483,300 Land $113,700 Building $369,600 | $483,300 Land $113,700 Building $369,600 |
| 2023 | $393,567 | $483,300 Land $113,700 Building $369,600 | |
| 2022 | $3,860.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1314 Mayflower Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1314 Mayflower Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Armstrong Cable | 1,000 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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