Berks County property record for 1314 Luzerne St, Reading, PA 19601
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,490 sqft · built 1959 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $38,396 (Jan 2005) |
| Tax Bill | $1,868 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5307-38-17-7094 |
| Primary APN | 5307-38-17-7094 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,490 sqft Living Area |
| 1st Floor Area | 1,490 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,970 sqft (0.16 acres) |
| View / Lot | Neighborhood |
| Porch | Stoop |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 19475225 |
|---|---|
| Street Address | 1314 LUZERNE ST |
| City | READING |
| State | PA |
| Zip | 19601-1608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 17 |
| Legal Lot Number | 19-21 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 200 |
1314 Luzerne St is owned and occupied by two individuals who bought it in January 2005.
Source: Berks County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1314 LUZERNE ST, READING, PA 19601-1608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2005 · Amount on File |
| Deed Sale | Jan 25, 2005 · Amount on File |
| Deed Document Number | 20054124 |
| Deed Book / Page | 4522 / 575 |
| Prior Transfer Date | Oct 29, 2004 |
| Prior Transfer Doc | 0000004124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1314 LUZERNE ST, READING, PA 19601-1608 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1314 LUZERNE ST, READING, PA 19601-1608 |
| Document Number | 0000015237 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021015237 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 228 Months |
| Due | Mar 1, 2040 |
The 2026 property tax bill for 1314 Luzerne St was $1,868 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,868.00 Homeowner's exemption | $66,200 Land $16,000 Building $50,200 | $16,000 Land $16,000 |
| 2024 | $1,752.00 | $66,200 Land $16,000 Building $50,200 | |
| 1994 | $66,200 Land $16,000 Building $50,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1314 Luzerne St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1314 Luzerne St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures