1314 Lorea Ln, Brandon, FL 33511 Property Records

Hillsborough County property record for 1314 Lorea Ln, Brandon, FL 33511

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,164 sqft · built 2015
Lot Size0.151 acres (6,600 sqft)
OwnerIndividual on Record
Last Sale$400,000 (Oct 2016)
Tax Bill$887 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Oct 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN0730100130

Property Details

APN / Parcel Number

Primary APN0730100130
Alternative APN
  • U3629209VN000000000150

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,164 sqft Heated Area
1st Floor Area2,427 sqft
Upper Floors Area737 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2019
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,600 sqft (0.151 acres)
Lot Dimensions110 ft deep x 60 ft wide
Garage Area539 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area295 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0730100130
Street Address1314 LOREA LN
CityBRANDON
StateFL
Zip33511-6947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBROOKER RESERVE LOT 15
Legal Range20
Legal Township29
Legal Section36
Legal SubdivisionBROOKER RESERVE
Legal Lot Number15
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1010
Census Tract13305

Owner

Source: Hillsborough County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Co-ownerCo-owner on Record
Mailing Address1314 LOREA LN, BRANDON, FL 33511-6947
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2026Deed of Trust, Mortgage · VA Mortgage
AGAVE HOME LOANS LLC
Oct 18, 2018Loan Modification, Mortgage · Conventional with PMI
FBC MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2016 · Amount on Record
Deed SaleOct 27, 2016 · Amount on Record
Deed Document Number2016425752
Deed Book / Page24485 / 0255
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1314 LOREA LN, BRANDON, FL 33511-6947
Transaction TypeMortgage
Record UpdatedFeb 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1314 LOREA LN, BRANDON, FL 33511-6947

Mortgage

Document Number0000045339
DateFeb 5, 2026
Instrument2026045339
Lender
NameAGAVE HOME LOANS LLC
TypeMortgage Company
AddressPHOENIX, AZ 85044
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHILLSBOROUGH FL
Property Address1314 LOREA LN, BRANDON, FL 33511-6947
Document Number0262360183
Instrument DateOct 18, 2018
Transaction TypeMortgage
Record UpdatedDec 19, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1314 LOREA LN BRANDON FL 335116947, BRANDON, FL 33511-6947

Mortgage

Document Number0262360183
DateNov 29, 2018
Book Page026236/000183
Instrument478624
Lender
NameFBC MTG
TypeMortgage Company
AddressEWING, NJ 08618
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 28, 2048
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$887.00 (+8.97%) Disabled Person's exemption Veteran's exemption$349,065 (+5.99%)$447,663 (-5.25%) Land $100,716 Building $346,947
2023$814.00 (+12.43%) Disabled Person's exemption Veteran's exemption$329,347 (+3%)$472,454 (+9.55%) Land $100,716 Building $371,738
2022$724.00 Disabled Person's exemption Veteran's exemption$319,754$431,255 Land $100,716 Building $330,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims3 (2012–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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