Durham County property record for 1314 Lancaster St, Durham, NC 27701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,058 sqft · built 2018 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Mar 2019) |
| Tax Bill | $7,899 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0822-55-8427 |
| Primary APN | 0822-55-8427 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,058 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Cape Cod |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 1314 LANCASTER ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27701-1132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-5(2) |
| Legal Description | PROP-W DURHAM LAND CO/BLK :52/LT#07 PL:000018-000431 |
| Legal Subdivision | THE SUBURBAN L&P CO |
| Legal Block | 52 |
| Legal Lot Number | 7 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 301 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1314 LANCASTER ST, DURHAM, NC 27701-1132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Line of Credit CORNING FEDERAL CREDIT UNION |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Mar 29, 2019 | Warranty Deed, Transfer ADVANTAGE LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2019 · Amount on Record |
| Deed Sale | Mar 29, 2019 · Amount on Record |
| Prior Sale | Mar 23, 2016 · Amount on Record |
| Deed Document Number | 20199783 |
| Deed Book / Page | 8623 / 652 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Apr 20, 2026 |
| Property Address | 1314 LANCASTER ST, DURHAM, NC 27701-1132 |
| Document Number | 0000171018 |
| Book / Page | 10525 / 501 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026171018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1314 LANCASTER ST, DURHAM, NC 27701-1132 |
| Document Number | 0000171018, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 10525/501 |
| Instrument | 2026171018 |
| Name | CORNING FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1314 LANCASTER ST, DURHAM, NC 27701-1132 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0089130270 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 8913/270 |
| Instrument | 2020012202 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Mar 29, 2019 |
| Property Address | 1314 LANCASTER ST, DURHAM, NC 27701-1132 |
| Document Number | 0086230652 |
| Book / Page | 008623 / 000652 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 9783 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1314 LANCASTER ST DURHAM NC 277011132, DURHAM, NC 27701-1132 |
| Document Number | 86230656 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 008623/000656 |
| Instrument | 9784 |
| Name | ADVANTAGE LENDING |
|---|---|
| Address | RALEIGH, NC 27615 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 28, 2049 |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,899.00 (+9.48%) | $777,306 (+6.79%) Land $246,500 Building $530,806 | $777,306 (+6.79%) Land $246,500 Building $530,806 |
| 2025 | $7,215.00 (+11.22%) | $727,855 (+46.96%) Land $246,500 Building $481,355 | $727,855 (+46.96%) Land $246,500 Building $481,355 |
| 2023 | $6,487.00 (+2.33%) | $495,273 Land $116,100 Building $379,173 | $495,273 Land $116,100 Building $379,173 |
| 2022 | $6,339.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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