Grayson County property record for 1314 Fleming Rd, Bells, TX 75414
| Property Type | Single Family Home |
|---|---|
| Details | 3,192 sqft · built 2018 |
| Lot Size | 20.9 acres (911,145 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,500 (Feb 2021) |
| Tax Bill | $5,164 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 112 034002502 |
| Primary APN | 112 034002502 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,192 sqft Living Area |
| Gross Area | 3,818 sqft |
| 1st Floor Area | 3,192 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 911,145 sqft (20.9 acres) |
| Garage Type | Attached |
| Garage Area | 626 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 582 sqft |
| Street Address | 1314 FLEMING RD |
|---|---|
| City | BELLS |
| State | TX |
| Zip | 75414-2262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | G-0340 DECK JOHN A-G0340, ACRES 20.917 |
| Legal Subdivision | DECK JOHN A-G0340 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 101 |
Source: Grayson County records · APN 112 034002502
Assessment roll updated August 11, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1314 FLEMING RD, BELLS, TX 75414-2262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 02, 2026 | Deed of Trust, Mortgage · Line of Credit FROST BANK |
| Mar 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SFMC LP |
| Feb 26, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CENDERA BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2021 · Amount on Record |
| Deed Sale | Feb 26, 2021 · Amount on Record |
| Deed Document Number | 20215847 |
| Prior Transfer Date | Feb 16, 2021 |
| Prior Transfer Doc | 0000005847 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Apr 02, 2026 |
| Property Address | 1314 FLEMING RD, BELLS, TX 75414-2262 |
| Document Number | 0000007786 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 20267786 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 1314 FLEMING RD, BELLS, TX 75414-2262 |
| Document Number | 0000007786, |
|---|---|
| Date | Apr 02, 2026 |
| Instrument | 20267786 |
| Name | FROST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1314 FLEMING RD, BELLS, TX 75414-2262 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007237 |
|---|---|
| Date | Mar 04, 2022 |
| Instrument | 2022-7237 |
| Name | SFMC LP |
|---|---|
| Type | Mortgage Company |
| Address | MCKINNEY, TX 75070 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 01, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Feb 26, 2021 |
| Property Address | 1314 FLEMING RD, BELLS, TX 75414-2262 |
| Document Number | 0000005847 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 2021-00005847 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Title Company | NOT AVAILABLE, TEXAS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1314 FLEMING RD, BELLS, TX 75414-2262 |
| Document Number | 0000005848 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021-00005848 |
| Name | CENDERA BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Mar 01, 2025 |
| Change Frequency | 3 Years |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 7.75% |
| Index | Prime Rate |
| Margin | 1 |
| Max Rate | 18% |
Source: Grayson County records · Assessment roll updated August 11, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Unified School District | Bells Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $491,170 (-3.96%) Land $24,916 Building $466,254 | $920,461 (+11.26%) Land $454,207 Building $466,254 | |
| 2024 | $5,164.00 (-11.8%) | ||
| 2023 | $511,439 Land $18,694 Building $492,745 | $827,310 Land $334,565 Building $492,745 | |
| 2022 | $5,855.00 |
Source: FEMA National Flood Hazard Layer, Grayson County (48181C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481810001011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1990–2015) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 56% of the US · lower than 64% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 3 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Texoma Communications Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: 360 Communications, Inc. (OK, AR & TX).
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | SOUTHWEST FANNIN COUNTY SUD serves 9,198 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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