Allegan County property record for 1314 Ely St, Allegan, MI 49010
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,092 sqft · built 1954 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,562 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-032-005-00 |
| Primary APN | 01-032-005-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Wood |
| Lot Area | 47,916 sqft (1.1 acres) |
| Lot Dimensions | 215 ft deep x 290 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1314 ELY ST |
|---|---|
| City | ALLEGAN |
| State | MI |
| Zip | 49010-9368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 LO |
| Legal Description | COM 681 FT NELY OF INT OF ELY ST & E & W 1/4 LIN TH NWLY AT RT ANG TO ELY ST TO THE S LIN OF N 529 FT OF SE 1/4 OF NW 1/4 TH E TO ELY ST TH SWLY TO BEG SEC 32 T2N R13W. |
| Legal Range | 13W |
| Legal Township | 02N |
| Legal Section | 32 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | ALLEGAN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 31101 |
1314 Ely St is owned and occupied by two individuals.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1314 ELY ST, ALLEGAN, MI 49010-9368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 1314 ELY ST, ALLEGAN, MI 49010-9368 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4511/192 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 4511/192 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2035 |
The 2025 property tax bill for 1314 Ely St was $1,562 with a homeowner's exemption.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Allegan Township |
| Unified School District | Allegan Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,900 Land $24,200 Building $85,700 | $219,800 Land $48,400 Building $171,400 | |
| 2025 | $1,562.00 | ||
| 2023 | $68,200 Land $15,100 Building $53,100 | $136,400 Land $30,200 Building $106,200 | |
| 2022 | $1,385.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1314 Ely St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1314 Ely St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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