McLean County property record for 1314 E Washington St, Bloomington, IL 61701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,174 sqft · built 1900 |
| Lot Size | 0.834 acres (36,338 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $626,000 (Jul 2025) |
| Tax Bill | $15,586 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-03-403-006 |
| Primary APN | 21-03-403-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,174 sqft Living Area |
| 1st Floor Area | 1,626 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 36,338 sqft (0.834 acres) |
| Lot Dimensions | 365 ft deep x 100 ft wide |
| View / Lot | Lake Front |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Deck Area | 323 sqft |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1314 E WASHINGTON ST |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61701-4229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | FELLSOUTLOTS E100 W200 LOT 2 |
| Legal Range | 02E |
| Legal Township | 23N |
| Legal Section | 03 |
| Legal Subdivision | J W FELLS ADD |
| Legal Lot Number | 2 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 1800 |
Source: McLean County assessment roll, APN 21-03-403-006, as of April 8, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1314 E WASHINGTON ST, BLOOMINGTON, IL 61701-4229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CEFCU |
| Jun 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO |
| Aug 18, 2017 | Deed of Trust, Mortgage · ARM HEARTLAND BANK & TRUST CO |
| Dec 02, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HEARTLAND BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2025 · Amount on Record |
| Deed Sale | Jul 09, 2025 · Amount on Record |
| Prior Sale | Jun 30, 2021 · Amount on Record |
| Deed Document Number | 20259377 |
| Prior Transfer Date | Sep 30, 2010 |
| Prior Transfer Doc | 0000023768 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Apr 20, 2026 |
| Property Address | 1314 E WASHINGTON ST, BLOOMINGTON, IL 61701-4229 |
| Document Number | 0000005223 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 20265223 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MCLEAN COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 1314 E WASHINGTON ST, BLOOMINGTON, IL 61701-4229 |
| Document Number | 0000005223, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 20265223 |
| Name | CEFCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jun 30, 2021 |
| Property Address | 1314 E WASHINGTON ST, BLOOMINGTON, IL 61701-4229 |
| Document Number | 202100015622 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021-00015622 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2021 |
| Title Company | FTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1314 E WASHINGTON ST, BLOOMINGTON, IL 61701-4229 |
| Document Number | 202100015624 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021-00015624 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1314 E WASHINGTON ST, BLOOMINGTON, IL 61701-4229 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100004275 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 2021-00004275 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1314 E WASHINGTON ST, BLOOMINGTON, IL 61701-4229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700015049 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 2017-00015049 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 01, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.55% |
| Type Change Date | Sep 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 7.55% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1314 E WASHINGTON ST, BLOOMINGTON, IL 61701-4229 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201900019885 |
|---|---|
| Date | Dec 02, 2019 |
| Instrument | 2019-00019885 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.52% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
Source: McLean County assessment roll as of April 8, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | Bloomington School District 87 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $208,796 (+36.06%) Land $54,871 Building $153,925 | $626,388 (+36.06%) Land $164,613 Building $461,775 | |
| 2024 | $15,586.00 (+26.47%) | ||
| 2023 | $12,324.00 | $153,462 Land $40,329 Building $113,133 | $460,386 Land $120,987 Building $339,399 |
Source: FEMA National Flood Hazard Layer, McLean County (17113C), as of June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 312 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Benton Ridge Telephone Company, Pavlov Media.
Source: EPA Safe Drinking Water Information System, water system IL1130200, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BLOOMINGTON serves 79,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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