1314 E Michigan Ave, Albion, MI 49224 Property Records

Calhoun County property record for 1314 E Michigan Ave, Albion, MI 49224

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Mar 2020)
Tax Bill	$53 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-101-072-00`

Property Details

APN / Parcel Number

Primary APN	`01-101-072-00`
Alternative APN	`13-01-101-072-00`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1314 E MICHIGAN AVE
City	ALBION
State	MI
Zip	49224-1971
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RS-1
Legal Description	ALBION TOWNSHIP T3S R4W SECTION 1 COMM ON N SEC LINE 313.61 FT EAST FROM NW SECTION CORNER, S 88? E 63.19 FT, S 18? E 208.30
Legal Range	04W
Legal Township	03S
Legal Section	01
Legal Subdivision	SUPERVISORS PALT
Jurisdiction	CALHOUN MI
Township / Civil Division	ALBION
Census Block Group	2
Census Block	2027
Census Tract	3400

Owner

Source: Calhoun County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1314 E MICHIGAN AVE, ALBION, MI 49224-1971
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2018	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 31, 2020	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2020 · Amount on Record
Deed Sale	Mar 31, 2020 · Amount on Record
Prior Sale	Nov 5, 2014 · Amount on Record
Deed Book / Page	4406 / 112
Prior Transfer Date	Dec 14, 2012
Prior Transfer Doc	03761/0889
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	1314 E MICHIGAN AVE, ALBION, MI 49224-1971
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04204/0165
Date	Jan 26, 2018
Book Page	4204/0165
Instrument	4204-0165

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Mar 31, 2020
Property Address	1314 E MICHIGAN AVE, ALBION, MI 49224-1971
Document Number	004406/112
Book / Page	4406 / 112
Map Reference	LB 9A PG 7
Instrument Date	Mar 23, 2020
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1314 E MICHIGAN AVE, 1314, ALBION, MI 49224-1971

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 EDWARDS ST, ALBION, MI 49224-2114

Mortgage

Document Number	0004406114
Date	Mar 31, 2020
Instrument	4406/114

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
County Subdivision	Albion Township
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,450 (-)
2025	$53.00 (+3.92%) Homeowner's exemption	$2,450 (+16.67%)	$4,900 (-)
2024	$51.00 (+15.91%)		$4,900 (+16.67%)
2023		$2,100	$4,200
2020	$44.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1982–1989)
Most Recent Claim	Jun 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION serves 9,144 people · EPA ID MI0000100
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb
Copper	1.35 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026 No certified operator Jan 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Starlink Satellite	280 / 30
Mercury Broadband Fixed Wireless	150 / 20

May also be available: AT&T, T-Mobile USA.

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