1314 E Main St, Vermillion, SD 57069 Property Records

Clay County property record for 1314 E Main St, Vermillion, SD 57069

Property Summary

Property Type	Commercial
Lot Size	0.316 acres (13,773 sqft)
Owner	Individual Name on Record
Tax Bill	$777 (2023)
Deeds & Mortgages	Dec 2023 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`15035-00100-020-00`

Property Details

APN / Parcel Number

Primary APN	`15035-00100-020-00`

Exterior

Lot Area	13,773 sqft (0.316 acres)

Location & Zoning

Street Address	1314 E MAIN ST
City	VERMILLION
State	SD
Zip	57069-2813
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 2 BLK 1 BARARI
Legal Block	1
Legal Lot Number	2
Jurisdiction	CLAY SD
Township / Civil Division	VERMILLION
Census Block Group	1
Census Block	1029
Census Tract	965700

Owner

Source: Clay County records, as of March 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 E WILLOW ST, BERESFORD, SD 57004-2511
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2007
Deed Sale	Feb 21, 2007
Deed Document Number	0000074809
Deed Book / Page	74 / 809
Record Updated	Jun 7, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY SD
Property Address	1314 E MAIN ST, VERMILLION, SD 57069-2813
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 E MAIN ST, VERMILLION, SD 57069-2813

Mortgage

Document Number	0MT147/731
Date	Dec 19, 2023
Book Page	MT147/731
Instrument	A20231106

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	20 E MAIN ST, VERMILLION, SD 57069

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of November 1, 2023

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
Municipality	Vermillion City
Unified School District	Vermillion School District 13-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$777.00 (+9.9%)	$26,306 Land $26,306
2022	$707.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERMILLION serves 11,695 people · EPA ID SD4600342
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Midco Cable	1,250 / 250
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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