1314 E 26th St, Des Moines, IA 50317 Property Records

Polk County property record for 1314 E 26th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 830 sqft · built 1920
Lot Size	0.18 acres (7,850 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Aug 2022)
Tax Bill	$2,422 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060/07717-000-000`

Property Details

APN / Parcel Number

Primary APN	`060/07717-000-000`
Alternative APN	`792331452012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	830 sqft Living Area
1st Floor Area	830 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,850 sqft (0.18 acres)
Lot Dimensions	157 ft deep x 50 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1314 E 26TH ST
City	DES MOINES
State	IA
Zip	50317-2633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 RICHTERS ADDITION
Legal Subdivision	RICHTERS ADDITION
Legal Lot Number	28
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2003
Census Tract	1800

Owner

1314 E 26th St is owned and occupied by an individual who bought it in August 2022.

Source: Polk County records, as of October 13, 2025

Owner of Record	Individual Name on File
Mailing Address	1314 E 26TH ST, DES MOINES, IA 50317-2633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
May 2, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MARINE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2022 · Amount on File
Deed Sale	Aug 18, 2022 · Amount on File
Prior Sale	Sep 3, 2008 · Amount on File
Deed Document Number	202266781
Deed Book / Page	19236 / 17
Prior Transfer Date	Apr 17, 2007
Prior Transfer Doc	0000088414
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 18, 2022
Property Address	1314 E 26TH ST, DES MOINES, IA 50317-2633
Document Number	0000066781
Book / Page	19236 / 17
Instrument Date	Aug 14, 2022
Instrument	2022-00066781
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 E 26TH ST, DES MOINES, IA 50317-2633

Mortgage

Document Number	0000066782
Date	Aug 18, 2022
Instrument	2022-00066782

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	11.1%

Mortgage

Document Number	0000066783
Date	Aug 18, 2022
Book Page	19236/38
Instrument	2022-00066783

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	May 2, 2022
Property Address	1314 E 26TH ST, DES MOINES, IA 50317-2633
Document Number	0000035005
Book / Page	19090 / 566
Instrument Date	Apr 25, 2022
Instrument	2022-00035005
Transaction Type	Transfer
Record Updated	May 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1314 E 26TH ST, DES MOINES, IA 50317-2633

Mortgage

Document Number	0000035006
Date	May 2, 2022
Instrument	2022-00035006

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	11.2%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	11.2%
Max Rate At Change	13.2%
Index	1-Year CMT
Max Rate	17.2%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,400 Land $30,300 Building $109,100	$139,400 Land $30,300 Building $109,100
2024	$2,422.00
2023		$123,100 Land $26,600 Building $96,500	$123,100 Land $26,600 Building $96,500
2020	$2,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1314 E 26th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1314 E 26th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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