Mobile County property record for 1314 Dauphin St, Mobile, AL 36604
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,220 sqft · built 1912 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Individual Name on File |
| Last Sale | $749,900 (Jan 2025) |
| Tax Bill | $2,690 (2025) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R022906400008125 |
| Primary APN | R022906400008125 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,220 sqft Living Area |
| 1st Floor Area | 2,348 sqft |
| Upper Floors Area | 2,490 sqft |
| Interior Walls | Plaster |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Stucco |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 41,818 sqft (0.96 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 763 sqft |
| Deck Area | 234 sqft |
| Patio Area | 234 sqft |
| Utility Building | 200 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 752260 |
|---|---|
| Old Parcel Number | R022906400008125 |
| Street Address | 1314 DAUPHIN ST |
| City | MOBILE |
| State | AL |
| Zip | 36604-2122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM NW COR OF ANN ST & DAUPHIN ST RUN TH WLY ALG N /L OF DAUPHIN ST 380.60 FT TO POB OF PPTY HEREIN DESC TH DEFL TO RT 98 |
| Legal Range | 01W |
| Legal Township | 04S |
| Legal Section | 40 |
| Legal Subdivision | DAUPHIN STREET |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 901 |
Source: Mobile County records · APN R022906400008125
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1314 DAUPHIN ST, MOBILE, AL 36604-2122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2025 | Warranty Deed, Transfer · Conventional Mortgage ALABAMA CU |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC |
| Jul 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 28, 2025 · Amount on Record |
| Deed Sale | Jan 28, 2025 · Amount on Record |
| Prior Sale | Jul 19, 2017 · Amount on Record |
| Deed Document Number | 2025005157 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jan 28, 2025 |
| Property Address | 1314 DAUPHIN ST, MOBILE, AL 36604-2122 |
| Document Number | 0000005157 |
| Instrument Date | Nov 08, 2024 |
| Instrument | 2025005157 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1314 DAUPHIN ST, MOBILE, AL 36604-2122 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1314 DAUPHIN ST, MOBILE, AL 36604-2122 |
| Document Number | 0000005158 |
|---|---|
| Date | Jan 28, 2025 |
| Instrument | 2025005158 |
| Name | ALABAMA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 1314 DAUPHIN ST, MOBILE, AL 36604-2122 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0000047953 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 2020047953 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jul 19, 2017 |
| Property Address | 1314 DAUPHIN ST, MOBILE, AL 36604-2122 |
| Document Number | 0000040537 |
| Book / Page | 007533 / 000378 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 40537 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2019 |
| Title Company | SECURITY LAND TITLE INC, SURETY LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1314 DAUPHIN ST MOBILE AL 366042122, MOBILE, AL 36604-2122 |
| Document Number | 40538 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 007533/000383 |
| Instrument | 40538 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2047 |
Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,690.00 (+5.08%) Homeowner's exemption | $43,250 (+4.98%) Land $10,500 Building $32,750 | $432,500 (+4.98%) Land $105,000 Building $327,500 |
| 2024 | $2,560.00 (+6.58%) Homeowner's exemption | $41,200 (+6.4%) Land $10,800 Building $30,400 | $412,000 (+6.4%) Land $108,000 Building $304,000 |
| 2023 | $2,402.00 Homeowner's exemption | $38,720 Land $8,820 Building $29,900 | $387,200 Land $88,200 Building $299,000 |
Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1979–2012) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2012 · Hurricane Isaac |
| Wildfire Risk | Low lower than 96% of the US · lower than 99% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
Based on FCC filings for 414 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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