1314 Cobb Ln S, Birmingham, AL 35205 Property Records

Jefferson County property record for 1314 Cobb Ln S, Birmingham, AL 35205

Property Summary

Property Type	Commercial Office
Details	1 ba · 4,062 sqft · built 1920
Lot Size	0.115 acres (5,024 sqft)
Owner	Company Name on File
Last Sale	$875,000 (Jun 2022)
Tax Bill	$8,459 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-00-06-3-010-002.001`

Property Details

APN / Parcel Number

Primary APN	`28-00-06-3-010-002.001`
Alternative APNs	`28063010002001RR02` `360778`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	4,062 sqft Total Area
1st Floor Area	2,376 sqft
Upper Floors Area	1,666 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2010
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	5,024 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	360778
Old Parcel Number	28063010002001RR02
Street Address	1314 COBB LN S
City	BIRMINGHAM
State	AL
Zip	35205-4918
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	B2
Legal Description	LOT 7B RESUR OF LOT 7 BLK 768 BHAM PB 115 PG 57
Legal Range	02W
Legal Township	18S
Legal Section	06
Legal Quarter	SW
Legal Subdivision	BHAM RE BLK 768 28-6-3
Legal Block	768
Legal Lot Number	7-A
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	2
Census Block	2031
Census Tract	4901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Five Points South Historic District listed 1983 · 54 contributing resources · NRIS 83002973

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1314 Cobb Ln S, a commercial property, is owned by a company that bought it in June 2022.

Source: Jefferson County records, as of December 15, 2025

Owner of Record	Company Name on File
Mailing Address	PO BOX 60354, NASHVILLE, TN 37206-0354
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Limited Warranty Deed, Transfer · Commercial Mortgage PINNACLE BANK
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCEONE BANK
Jun 21, 2021	Warranty Deed, Transfer
Jun 4, 2019	Deed of Trust, Mortgage SERVISFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2022 · Amount on File
Deed Sale	Jun 22, 2022 · Amount on File
Prior Sale	Jun 21, 2021 · Amount on File
Deed Document Number	2022067784
Record Updated	Jun 8, 2026

June 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jun 22, 2022
Property Address	1314 COBB LN S, BIRMINGHAM, AL 35205-4918
Document Number	0000067784
Instrument Date	Jun 21, 2022
Instrument	2022067784
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 COBB LN S, BIRMINGHAM, AL 35205-4918

Mortgage

Document Number	0000067785
Date	Jun 22, 2022
Instrument	2022067785

Lender

Name	PINNACLE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jan 1, 2029

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	1314 COBB LN S, BIRMINGHAM, AL 35205-4918
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 COBB LN S, BIRMINGHAM, AL 35205-4918

Mortgage

Document Number	2021083146
Date	Jul 20, 2021
Instrument	2021083146

Lender

Name	COMMERCEONE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2031

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jun 21, 2021
Property Address	1314 COBB LN S, BIRMINGHAM, AL 35205-4918
Document Number	2021071343
Instrument Date	Jun 17, 2021
Instrument	2021071343
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 COBB LN S, BIRMINGHAM, AL 35205-4918

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	1314 COBB LN S, BIRMINGHAM, AL 35205-4918
Document Number	0000065698
Instrument Date	Jun 4, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4700 BIRMINGHAM ST BIRMINGHAM AL 352173552, BIRMINGHAM, AL 35217-3552

Mortgage

Document Number	0000065698
Date	Jul 1, 2019
Instrument	65698

Lender

Name	SERVISFIRST BK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1314 Cobb Ln S was $8,459.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Birmingham City
County	Jefferson County
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,459.00	$116,680	$583,400 Land $90,400 Building $493,000
2023		$65,520 Land $18,080 Building $47,440	$327,600 Land $90,400 Building $237,200
2022	$4,357.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1314 Cobb Ln S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1314 Cobb Ln S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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