1314 Centennial Dr, Houston, TX 77055 Property Records

Harris County property record for 1314 Centennial Dr, Houston, TX 77055

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,955 sqft · built 1954
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$337,500 (Sep 2013)
Tax Bill	$7,943 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078-101-002-0013`

Property Details

APN / Parcel Number

Primary APN	`078-101-002-0013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,955 sqft Living Area
1st Floor Area	1,955 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	15,000 sqft (0.344 acres)
View / Lot	Neighborhood
Garage Area	520 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	160 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0781010020013
Street Address	1314 CENTENNIAL DR
City	HOUSTON
State	TX
Zip	77055-4114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 BLK B CENTURY OAKS
Legal Subdivision	CENTURY OAKS
Legal Block	B
Legal Lot Number	13
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3000
Census Tract	522302

Owner

1314 Centennial Dr is owned and occupied by an individual who bought it in September 2013.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1314 CENTENNIAL DR, HOUSTON, TX 77055-4114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2013 · Amount on File
Deed Sale	Sep 6, 2013 · Amount on File
Prior Sale	Apr 28, 2006 · Amount on File
Deed Document Number	2013457951
Deed Book / Page	049-12 / 0649
Prior Transfer Date	Apr 19, 2004
Prior Transfer Doc	000X570700
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1314 CENTENNIAL DR, HOUSTON, TX 77055-4114
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000528020
Date	Sep 15, 2021
Instrument	2021-528020

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 1314 Centennial Dr was $7,943 with a homeowner's exemption, up 79.4% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Spring Branch Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,385 (-9.92%) Land $345,000 Building $151,385	$496,385 (-9.92%) Land $345,000 Building $151,385
2025	$7,943.00 (+79.42%) Homeowner's exemption	$551,037 Land $345,000 Building $206,037	$551,037 Land $345,000 Building $206,037
2024	$4,427.00
2023		$523,968 Land $330,000 Building $193,968	$523,968 Land $330,000 Building $193,968
2022	$3,762.00
2020	$3,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1314 Centennial Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	4 (2009–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1314 Centennial Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20