1314 Bus Rd, Freeland, MI 48623 Property Records

Midland County property record for 1314 Bus Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	1 ba · 868 sqft · built 1969
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$98,000 (Oct 2020)
Tax Bill	$1,700 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-250-500-100-00`

Property Details

APN / Parcel Number

Primary APN	`120-250-500-100-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	868 sqft Living Area
1st Floor Area	868 sqft
Basement Area	868 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1314 BUS RD
City	FREELAND
State	MI
Zip	48623-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T14N R2E LOT 10 CHERRY GROVE SUB NO 1.
Legal Subdivision	CHERRY GROVE SUB
Legal Lot Number	10
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2044
Census Tract	290600

Owner

1314 Bus Rd is owned and occupied by an individual who bought it in October 2020.

Source: Midland County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1314 BUS RD, FREELAND, MI 48623-9603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · FHA Mortgage DO NO USE, CARRINGTON MORTGAGE SERVICES
Oct 8, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2020 · Amount on File
Deed Sale	Oct 8, 2020 · Amount on File
Prior Sale	Nov 30, 2015 · Amount on File
Deed Book / Page	1638 / 430
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	Sep 18, 2026
Property Address	1314 BUS RD, FREELAND, MI 48623-9603
Document Number	0000008994
Instrument Date	Aug 25, 2026
Instrument	20268994
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	DO NO USE, CARRINGTON MORTGAGE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 BUS RD, FREELAND, MI 48623-9603

Mortgage

Document Number	0000008994,
Date	Sep 18, 2026
Instrument	20268994

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	290 Months
Due	Nov 1, 2050

Interest

Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Oct 8, 2020
Property Address	1314 BUS RD, FREELAND, MI 48623-9603
Document Number	1638/430
Book / Page	1638 / 430
Map Reference	LB D PG 36
Instrument Date	Oct 5, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1314 BUS RD, 1314, FREELAND, MI 48623-9603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 W HINES ST, MIDLAND, MI 48640-4951

Mortgage

Document Number	1638431
Date	Oct 8, 2020
Instrument	1638/431

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1314 Bus Rd was $1,700 with a homeowner's exemption.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Midland Charter Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,400	$158,800
2025	$1,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1314 Bus Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1314 Bus Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: LakeNet.

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