1314 4th St W, Kalispell, MT 59901 Property Records

Flathead County property record for 1314 4th St W, Kalispell, MT 59901

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,176 sqft · built 1950
Lot Size0.344 acres (14,985 sqft)
OwnerIndividual Name on File
Last Sale$106,300 (Nov 2017)
Tax Bill$2,697 (2026)
Deeds & MortgagesMar 2018 Line of Credit
Nov 2017 Mortgage
Flood ZoneZone X (moderate risk)
APNR0786195

Property Details

APN / Parcel Number

Primary APNR0786195
Alternative APNs
  • 07-3965-13-1-09-05-0000
  • 0000907810

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area1,176 sqft
Basement Area1,176 sqft
Finished Basement1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions140 ft deep x 107 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0000907810
Street Address1314 4TH ST W
CityKALISPELL
StateMT
Zip59901-4223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTORMS MERIDIAN LOTS, S13, T28 N, R22 W, BLOCK 003, LOT 006, LOTS 6 & 7 E 7 FT OF LOT 8
Legal Range22W
Legal Township28N
Legal Section13
Legal SubdivisionSTORMS MERIDIAN LOTS
Legal Block3
Legal Lot Number6,8
JurisdictionFLATHEAD MT
Township / Civil DivisionKALISPELL
Census Block Group2
Census Block2015
Census Tract1101

Owner

1314 4th St W is owned and occupied by an individual who bought it in November 2017.

Source: Flathead County records, as of September 11, 2026

Owner of RecordIndividual Name on File
Mailing Address1314 4TH ST W, KALISPELL, MT 59901-4223
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2018Deed of Trust, Mortgage · Line of Credit
WHITEFISH CU
Nov 2, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
WHITEFISH CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2017 · Amount on File
Deed SaleNov 2, 2017 · Amount on File
Deed Document Number201727401
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address1314 4TH ST W, KALISPELL, MT 59901-4223
Transaction TypeMortgage
Record UpdatedMar 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800004526
DateMar 7, 2018
Instrument201800004526
Lender
NameWHITEFISH CU
TypeCredit Union
AddressWHITEFISH, MT 59937
Agreement
TypeLine of Credit
AmountAmount on Record
Term121 Months
DueApr 1, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLATHEAD MT
Recording DateNov 2, 2017
Property Address1314 4TH ST W, KALISPELL, MT 59901-4223
Document Number201700027401
Instrument DateNov 2, 2017
Instrument201700027401
Transaction TypeTransfer
Record UpdatedAug 10, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1314 4TH ST W, KALISPELL, MT 59901-4223

Mortgage

Document Number201700027402
DateNov 2, 2017
Instrument201700027402
Lender
NameWHITEFISH CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 1314 4th St W was $2,697.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
MunicipalityKalispell City
Secondary School DistrictFlathead High School District (09 - 12)
Elementary School DistrictKalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,697.00$498,300
2025$498,300 Land $107,695 Building $390,605
2023$3,880.00$387,600$387,600 Land $84,727 Building $302,873

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1314 4th St W in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1314 4th St W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 88% of Montana
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKALISPELL PUBLIC WORKS
serves 25,000 people · EPA ID MT0000259
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vero Fiber
Fiber
2,500 / 2,500
MontanaSky Networks
Fiber · Fixed Wireless
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Glacier Broadband
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Bullitt Communications
Fixed Wireless
100 / 50
AT&T
Fixed Wireless
100 / 20

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