1314 2nd Ave, San Mateo, CA 94401 Property Records

San Mateo County property record for 1314 2nd Ave, San Mateo, CA 94401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 970 sqft · built 1944
Lot Size	0.089 acres (3,882 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Jan 2005)
Tax Bill	$11,450 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`033-231-040`

Property Details

APN / Parcel Number

Primary APN	`033-231-040`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	970 sqft Living Area
1st Floor Area	970 sqft
Family Room	Family Room

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	3,882 sqft (0.089 acres)
Lot Dimensions	80 ft deep x 48 ft wide
View / Lot	Corner
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1314 2ND AVE
City	SAN MATEO
State	CA
Zip	94401-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20000
Legal Description	LOT 125 RESUB OF PTNS OF SHORE VIEW TRACT NO 1 RSM 24/16 CITY OF SAN MATEO
Legal Subdivision	SHORE VIEW TRACT NO 1
Legal Tract	1
Legal Lot Number	125
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	3
Census Block	3008
Census Tract	606100

Owner

1314 2nd Ave is owned and occupied by two individuals who acquired it in April 2020.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1314 2ND AVE, SAN MATEO, CA 94401-2104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 8, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2005 · Amount on File
Deed Sale	Jan 12, 2005 · Amount on File
Prior Sale	Apr 1, 2004 · Amount on File
Deed Document Number	20055061
Last Transfer Date	Apr 3, 2020
Transfer Doc	0000033822
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1314 2ND AVE, SAN MATEO, CA 94401-2104
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 2ND AVE, SAN MATEO, CA 94401-2104

Mortgage

Document Number	0000122826
Date	Aug 23, 2021
Instrument	2021-122826

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Apr 14, 2020
Property Address	1314 2ND AVE, SAN MATEO, CA 94401-2104
Document Number	0000033822
Map Reference	MB 24 PG 16
Instrument Date	Apr 3, 2020
Instrument	2020-033822
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1314 2ND AVE, SAN MATEO, CA 94401-2104

Mortgage

Document Number	0000033823
Date	Apr 14, 2020
Instrument	2020-033823

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2045

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1314 2ND AVE, SAN MATEO, CA 94401-2104
Document Number	0000072810
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 2ND AVE SAN MATEO CA 944012104, SAN MATEO, CA 94401-2104

Mortgage

Document Number	0000072810
Date	Aug 21, 2017
Instrument	72810

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1314 2nd Ave was $11,450 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$853,058 (+2%) Land $426,529 Building $426,529
2025	$11,450.00 Homeowner's exemption	$836,332 Land $418,166 Building $418,166
2023	$11,074.00 (-0.92%) Homeowner's exemption	$803,858 Land $401,929 Building $401,929	$964,080
2022	$11,177.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1314 2nd Ave in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jan 2017 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1314 2nd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom.

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