1314 1st Ave N, Moorhead, MN 56560 Property Records

Clay County property record for 1314 1st Ave N, Moorhead, MN 56560

Property Summary

Property Type	Commercial
Lot Size	0.77 acres (33,527 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Oct 2019)
Tax Bill	$7,596 (2026)
Deeds & Mortgages	May 2021 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58.107.0790`

Property Details

APN / Parcel Number

Primary APN	`58.107.0790`

Exterior

Lot Area	33,527 sqft (0.77 acres)

Location & Zoning

Street Address	1314 1ST AVE N
City	MOORHEAD
State	MN
Zip	56560-2206
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SUBDIVISIONNAME BRUNS 1ST ADD SUBDIVISIONCD 58107 LOTS 18 TO 26 6 LESS E 1.5' OF LOT 26
Legal Range	48
Legal Township	139
Legal Section	08
Legal Subdivision	BRUNS 1ST ADD
Legal Block	6
Legal Lot Number	18
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	3
Census Block	3028
Census Tract	20700

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3640 HOUKOM DR E, WEST FARGO, ND 58078-4819
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WEST CENTRAL INITIATIVE
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE BANK
Oct 31, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2019 · Amount on Record
Deed Sale	Oct 31, 2019 · Amount on Record
Prior Sale	Jul 12, 2016 · Amount on Record
Deed Document Number	2019795118
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1314 1ST AVE N, MOORHEAD, MN 56560-2206
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000816437
Date	May 28, 2021
Instrument	816437

Lender

Name	WEST CENTRAL INITIATIVE
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 18, 2026

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1314 1ST AVE N, MOORHEAD, MN 56560-2206
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000810783
Date	Jan 7, 2021
Instrument	810783

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 23, 2025

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Oct 31, 2019
Property Address	1314 1ST AVE N, MOORHEAD, MN 56560-2206
Document Number	0000795118
Instrument Date	Oct 31, 2019
Instrument	795118
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1100 19TH AVE N #J FARGO ND 581022200, J, FARGO, ND 58102-2200

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,596.00 (+3.66%)	$425,800 (+4.36%) Land $172,700 Building $253,100	$425,800 (+4.36%) Land $172,700 Building $253,100
2025		$408,000 (+4.8%) Land $172,700 Building $235,300	$408,000 (+4.8%) Land $172,700 Building $235,300
2023	$7,328.00	$389,300 Land $172,700 Building $216,600	$389,300 Land $172,700 Building $216,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Fidium Fiber, Otter Tail Telecom, Verizon.

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