1314 14th St, Lynchburg, VA 24504 Property Records

Lynchburg City property record for 1314 14th St, Lynchburg, VA 24504

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,004 sqft · built 1900
Lot Size	0.037 acres (1,629 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Oct 2024)
Tax Bill	$1,131 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2023 Sale & Mortgage + 1 more
APN	`026 19 003`

Property Details

APN / Parcel Number

Primary APN	`026 19 003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,004 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,629 sqft (0.037 acres)
Lot Dimensions	65 ft deep x 31 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1314 14TH ST
City	LYNCHBURG
State	VA
Zip	24504-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	CAMP DAVIS, PT PLOT 23
Legal Subdivision	GRACE STREET
Jurisdiction	LYNCHBURG CITY VA
Township / Civil Division	LYNCHBURG
Census Block Group	1
Census Block	1022
Census Tract	1100

Owner

1314 14th St is owned and occupied by an individual who bought it in October 2024.

Source: Lynchburg City records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1314 14TH ST, LYNCHBURG, VA 24504-3416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Apr 14, 2023	Bargain and Sale Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 3, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2024 · Amount on File
Deed Sale	Oct 11, 2024 · Amount on File
Prior Sale	Apr 14, 2023 · Amount on File
Deed Document Number	20246195
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNCHBURG CITY VA
Recording Date	Jul 20, 2026
Property Address	1314 14TH ST, LYNCHBURG, VA 24504-3416
Document Number	0000004657
Instrument Date	Jul 15, 2026
Instrument	20264657
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 14TH ST, LYNCHBURG, VA 24504-3416

Mortgage

Document Number	0000004657,
Date	Jul 20, 2026
Instrument	20264657

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYNCHBURG CITY VA
Recording Date	Apr 14, 2023
Property Address	1314 14TH ST, LYNCHBURG, VA 24504-3416
Document Number	0230002034
Map Reference	DOC 220000290
Instrument Date	Apr 13, 2023
Instrument	230002034
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 14TH ST, LYNCHBURG, VA 24504-3416

Mortgage

Document Number	0230002035
Date	Apr 14, 2023
Instrument	230002035

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LYNCHBURG CITY VA
Recording Date	Dec 3, 2020
Property Address	1314 14TH ST, LYNCHBURG, VA 24504-3416
Document Number	0200009061
Map Reference	IN 150001743
Instrument Date	Nov 30, 2020
Instrument	200009061
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Amount	Amount on Record
Tax	$27.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 WOODLAND CIR, LYNCHBURG, VA 24502-2820

Tax Assessment & Valuation

The 2026 property tax bill for 1314 14th St was $1,131.

Source: Lynchburg City assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Lynchburg City
Unified School District	Lynchburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,131.00	$134,700 (-) Land $13,500 Building $121,200
2025	$1,131.00	$134,700 Land $13,500 Building $121,200	$134,700 Land $13,500 Building $121,200
2023	$1,026.00	$115,300 Land $10,800 Building $104,500	$115,300 Land $10,800 Building $104,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1314 14th St; there have been 14 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	14 (1978–1989)
Claims Outside the SFHA	14 of 14
Most Recent Claim	Sep 1989

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1314 14th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LYNCHBURG serves 80,995 people · EPA ID VA5680200
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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