13138 Harborview Dr, Linden, MI 48451 Property Records

Genesee County property record for 13138 Harborview Dr, Linden, MI 48451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,382 sqft · built 2001
Lot Size	0.635 acres (27,661 sqft)
Owner	2 Individual Names on File
Last Sale	$409,900 (Dec 2020)
Tax Bill	$7,901 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-16-603-024`

Property Details

APN / Parcel Number

Primary APN	`06-16-603-024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,382 sqft Living Area
1st Floor Area	2,370 sqft
Basement Area	2,274 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Combination
Lot Area	27,661 sqft (0.635 acres)
Lot Dimensions	216 ft deep x 128 ft wide
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13138 HARBORVIEW DR
City	LINDEN
State	MI
Zip	48451-9496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	UNIT 24 LOON HARBOR PRESERVE (99) FR 06-16-100-011
Legal Subdivision	LOON HARBOR PRESERVE
Legal Unit	24
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	1
Census Block	1005
Census Tract	13111

Owner

13138 Harborview Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13138 HARBORVIEW DR, LINDEN, MI 48451-9496
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK
Dec 9, 2020	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK
Aug 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2020 · Amount on File
Deed Sale	Dec 9, 2020 · Amount on File
Prior Sale	May 13, 2005 · Amount on File
Deed Document Number	202082705
Prior Transfer Date	Feb 23, 2005
Prior Transfer Doc	0000051336
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	13138 HARBORVIEW DR, LINDEN, MI 48451-9496
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	CISLO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041739
Date	Apr 26, 2021
Instrument	202104260041739

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 9, 2020
Property Address	13138 HARBORVIEW DR, LINDEN, MI 48451-9496
Document Number	0000082705
Map Reference	LB 3278 PG 161-206
Instrument Date	Nov 25, 2020
Instrument	202012090082705
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CISLO TITLE CO

Transaction

Amount	Amount on Record
Tax	$3,526.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13138 HARBORVIEW DR, 13138, LINDEN, MI 48451-9496

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13138 HARBORVIEW DR, LINDEN, MI 48451-9496

Mortgage

Document Number	0000082706
Date	Dec 9, 2020
Instrument	202012090082706

Lender

Name	THE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.95%
Index	1-Year CMT
Max Rate	9.95%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 22, 2017
Property Address	13138 HARBORVIEW DR, LINDEN, MI 48451-9496
Document Number	0000056145
Instrument Date	Aug 17, 2017
Instrument	56145
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13138 HARBORVIEW DR LINDEN MI 484519496, LINDEN, MI 48451-9496

Tax Assessment & Valuation

The 2025 property tax bill for 13138 Harborview Dr was $7,901 with a homeowner's exemption, up 2.5% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Fenton Charter Township
Unified School District	Linden Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,000 (+2.93%) Land $29,200 Building $262,800	$584,000 (+2.93%) Land $58,400 Building $525,600
2025	$7,901.00 (+2.5%) Homeowner's exemption	$283,700	$567,400
2024	$7,708.00
2023		$231,000	$462,000
2019	$7,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13138 Harborview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1992–1993)
Most Recent Claim	Apr 1993 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13138 Harborview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FENTON serves 11,746 people · EPA ID MI0002270
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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