Hernando County property record for 13133 Montego St, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,364 sqft · built 1987 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,413 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5130-0849-0150 |
| Primary APN | R32-323-17-5130-0849-0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,364 sqft Living Area |
| Gross Area | 2,278 sqft |
| 1st Floor Area | 1,364 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 364 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,268 sqft |
| Deck Area | 78 sqft |
| Patio Area | 48 sqft |
| Shed | 1 Shed |
| Shed Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00537798 |
|---|---|
| Street Address | 13133 MONTEGO ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-4278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 13 BLK 849 LOT 15 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 13 |
| Legal Block | 849 |
| Legal Lot Number | 15 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 40907 |
13133 Montego St is owner-occupied and held in a trust since January 2026.
Source: Hernando County records, as of February 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 13133 MONTEGO ST, SPRING HILL, FL 34609-4278 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 6, 2017 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 15, 2026 |
| Transfer Doc | 0046610395 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jan 28, 2026 |
| Property Address | 13133 MONTEGO ST, SPRING HILL, FL 34609-4278 |
| Document Number | 0046610395 |
| Book / Page | 4661 / 395 |
| Map Reference | MB 8 PG 84-100 |
| Instrument Date | Jan 15, 2026 |
| Instrument | 2026005051 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13133 MONTEGO ST, SPRING HILL, FL 34609-4278 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 13133 MONTEGO ST, SPRING HILL, FL 34609-4278 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 13133 MONTEGO ST, SPRING HILL, FL 34609-4278 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0035050475 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 3505/0475 |
| Instrument | 2017051151 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 13133 Montego St was $1,413 with a homeowner's exemption.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,413.00 Homeowner's exemption | $89,993 | $206,898 Land $37,500 Building $169,398 |
| 2023 | $84,910 (+3%) Land $84,910 | ||
| 2022 | $688.00 Homeowner's exemption | $82,437 | $201,807 Land $32,000 Building $169,807 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13133 Montego St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13133 Montego St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: AT&T, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures