13132 92nd St, Live Oak, FL 32060 Property Records

Suwannee County property record for 13132 92nd St, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,958 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Feb 2020)
Tax Bill	$1,743 (2024)
Deeds & Mortgages	Aug 2025 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-02S-13E-08253-004002`

Property Details

APN / Parcel Number

Primary APN	`28-02S-13E-08253-004002`
Alternative APN	`08253004002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,958 sqft Living Area
1st Floor Area	1,958 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13132 92ND ST
City	LIVE OAK
State	FL
Zip	32060-6315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 1.00 ACRES FOR POB COMM AT THE SE CORNER OF LOT 7 BLK A RIDGEWOOD UNIT 1 RUN S 00 DEG 2639 W 250.00 FT RUN S 89 DEG 3838 W 174.24 FT RUN N 00 DEG 2639 E 250.00 FT RUN N 89 DEG 3838 E 174.24 FT TO THE POB AND AN EASEMENT ORB 1131 P 26- 27 QCD YR 0
Legal Range	13E
Legal Township	02S
Legal Section	28
Legal Subdivision	RIDGEWOOD
Legal Block	A
Legal Lot Number	7
Legal Unit	1
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1007
Census Tract	970402

Owner

13132 92nd St is owned and occupied by an individual who bought it in February 2020.

Source: Suwannee County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	13132 92ND ST, LIVE OAK, FL 32060-6315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 15, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 5, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Feb 21, 2017	Loan Modification, Mortgage FIRST FSB/FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2020 · Amount on File
Deed Sale	Feb 5, 2020 · Amount on File
Deed Document Number	2020223125
Deed Book / Page	2168 / 52
Prior Transfer Date	Jan 9, 2020
Prior Transfer Doc	0000223125
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	13132 92ND ST, LIVE OAK, FL 32060-6315
Transaction Type	Mortgage
Record Updated	Sep 26, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313292ND ST, LIVE OAK, FL 32060

Mortgage

Document Number	0061296530
Date	Aug 21, 2025
Book Page	2629/134
Instrument	202561296530

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Jul 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	13132 92ND ST, LIVE OAK, FL 32060-6315
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13132 92ND ST, LIVE OAK, FL 32060-6315

Mortgage

Document Number	0000253912
Date	Jun 15, 2022
Book Page	2365/413
Instrument	2022253912

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Feb 5, 2020
Property Address	13132 92ND ST, LIVE OAK, FL 32060-6315
Document Number	0000223125
Book / Page	002168 / 000052
Instrument Date	Jan 9, 2020
Instrument	223125
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	AMROCK INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13132 92ND ST LIVE OAK FL 320606315, LIVE OAK, FL 32060-6315

Mortgage

Document Number	223126
Date	Feb 5, 2020
Book Page	002168/000058
Instrument	223126

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 4, 2035

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUWANNEE FL
Property Address	13132 92ND ST, LIVE OAK, FL 32060-6315
Document Number	0000191371
Book / Page	001978 / 000221
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	May 12, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13132 92ND ST LIVE OAK FL 320606315, LIVE OAK, FL 32060-6315

Mortgage

Document Number	0000191371
Date	Mar 31, 2017
Book Page	001978/000221
Instrument	191371

Lender

Name	FIRST FSB/FL
Type	Federal Savings Bank
Address	VIRGINIA BEACH, VA 23452

Agreement

Amount	Amount on Record
Term	480 Months
Due	Mar 30, 2057

Interest

Rate Type	Fixed Rate
Rate	6.5%

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$218,374 Land $10,000 Building $208,374	$218,374 Land $10,000 Building $208,374
2024	$1,743.00 (+2.77%)
2023	$1,696.00 (+3.29%) Homeowner's exemption	$131,435 (+3%)	$206,001 (+35.59%) Land $10,000 Building $196,001
2022	$1,642.00 Homeowner's exemption	$127,607	$151,928 Land $10,000 Building $141,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13132 92nd St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	8 (2012–2024)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13132 92nd St is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000

May also be available: Verizon, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 92nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures