13131 Main St, Osseo, WI 54758 Property Records

Trempealeau County property record for 13131 Main St, Osseo, WI 54758

Property Summary

Property Type	Single Family Home
Lot Size	0.174 acres (7,558 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,000 (Jul 2023)
Tax Bill	$1,931 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2019 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`173-00023-0000`

Property Details

APN / Parcel Number

Primary APN	`173-00023-0000`

Exterior

Lot Area	7,558 sqft (0.174 acres)

Location & Zoning

Street Address	13131 MAIN ST
City	OSSEO
State	WI
Zip	54758-9012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P EKERN'S PLATLOT 9 & W 4' LOT 8 BLK 3
Legal Subdivision	ORIGINAL PLAT OF VILLAGE OF PIGEON FALLS
Legal Block	3
Legal Lot Number	9-8
Jurisdiction	TREMPEALEAU WI
Township / Civil Division	PIGEON FALLS
Census Block Group	1
Census Block	1027
Census Tract	100400

Owner

Source: Trempealeau County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13131 MAIN ST, OSSEO, WI 54758-9012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 4, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage FINANCE AMERICA LLC
Aug 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES STATE BANK
Jul 24, 2023	Warranty Deed, Transfer
Jul 21, 2023	Warranty Deed, Transfer · Conventional Mortgage PEOPLES STATE BANK
Nov 28, 2022	Sheriff's Deed, Foreclosure Foreclosure Auction
Mar 4, 2019	Warranty Deed, Transfer · Stand-Alone Refinance FINANCE AMERICA LLC
Feb 14, 2018	Warranty Deed, Transfer
May 26, 2017	Quit Claim Deed, Foreclosure Quitclaim
May 10, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Mar 21, 2023 · Amount on Record
Deed Document Number	2023479082
Prior Transfer Date	Nov 1, 2006
Prior Transfer Doc	000759/139
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TREMPEALEAU WI
Property Address	13131 MAIN ST, OSSEO, WI 54758-9012
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000489905
Date	Dec 12, 2025
Instrument	489905

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TREMPEALEAU WI
Property Address	13131 MAIN ST, OSSEO, WI 54758-9012
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001109/254
Date	Mar 4, 2019
Book Page	1109/254
Instrument	454117

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TREMPEALEAU WI
Property Address	13131 MAIN ST, OSSEO, WI 54758-9012
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000479505
Date	Aug 24, 2023
Instrument	479505

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2038

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TREMPEALEAU WI
Recording Date	Jul 24, 2023
Property Address	13131 MAIN ST, OSSEO, WI 54758-9012
Document Number	0000479085
Instrument Date	Jul 21, 2023
Instrument	479085
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13131 MAIN ST, OSSEO, WI 54758-9012

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TREMPEALEAU WI
Recording Date	Jul 21, 2023
Property Address	13131 MAIN ST, OSSEO, WI 54758-9012
Document Number	0000479082
Instrument Date	Jul 21, 2023
Instrument	479082
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13131 MAIN ST, OSSEO, WI 54758-9012

Mortgage

Document Number	0000479083
Date	Jul 21, 2023
Instrument	479083

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	0.07%
Index	1-Year CMT

November 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	TREMPEALEAU WI
Recording Date	Nov 28, 2022
Property Address	13131 MAIN ST, OSSEO, WI 54758-9012
Document Number	0000476570
Instrument Date	Sep 29, 2022
Instrument	476570
Transaction Type	Foreclosure
Record Updated	Mar 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TREMPEALEAU WI
Recording Date	Mar 4, 2019
Property Address	13131 MAIN ST, OSSEO, WI 54758-9012
Document Number	001109/245
Book / Page	1109 / 245
Instrument Date	Feb 28, 2019
Instrument	454115
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001109/246
Date	Mar 4, 2019
Book Page	1109/246
Instrument	454116

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2029

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TREMPEALEAU WI
Recording Date	Feb 14, 2018
Property Address	13131 MAIN ST, OSSEO, WI 54758-9012
Document Number	001085/672
Book / Page	1085 / 672
Instrument Date	Jan 30, 2018
Instrument	000000449309
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W15097 FALL COULEE RD, HIXTON, WI 54635-8332
Investor	Possibly a Property Investor

May 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	TREMPEALEAU WI
Recording Date	May 26, 2017
Property Address	13131 MAIN ST, OSSEO, WI 54758-9012
Document Number	001067/561
Book / Page	1067 / 561
Instrument Date	May 18, 2017
Instrument	445788
Transaction Type	Foreclosure
Record Updated	Mar 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	TREMPEALEAU WI
Recording Date	May 10, 2017
Property Address	13131 MAIN ST, OSSEO, WI 54758-9012
Document Number	001066/134
Book / Page	1066 / 134
Instrument Date	Apr 19, 2017
Instrument	445519
Transaction Type	Foreclosure
Record Updated	Mar 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Trempealeau County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Trempealeau County
Municipality	Pigeon Falls Village
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,931.00 (-1.08%) Homeowner's exemption	$85,500 (-) Land $6,900 Building $78,600	$147,706 (+1.52%) Land $11,920 Building $135,786
2024			$145,500 (+15.2%)
2023	$1,952.00 (+11.1%)	$85,500 (-) Land $6,900 Building $78,600	$126,300 (+7.58%)
2022	$1,757.00 Homeowner's exemption	$85,500 Land $6,900 Building $78,600	$117,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIGEON FALLS WATERWORKS serves 409 people · EPA ID WI6620329
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tri-County Communications Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

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