Clinton County property record for 13130 Watercrest Dr, De Witt, MI 48820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,935 sqft · built 1999 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,375 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-173-000-027-00 |
| Primary APN | 050-173-000-027-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 1,935 sqft Living Area |
| 1st Floor Area | 1,499 sqft |
| Basement Area | 1,499 sqft |
| Unfinished Basement | 1,499 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 126 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 115 sqft |
| Deck Area | 184 sqft |
| Patio Area | 184 sqft |
| Balcony Area | 4 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 13130 WATERCREST DR |
|---|---|
| City | DEWITT |
| State | MI |
| Zip | 48820-8101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LOT 27 CREEK SIDE NO 2, SEC 17 T5NR2W |
| Legal Range | 02W |
| Legal Township | 05N |
| Legal Section | 17 |
| Legal Subdivision | CREEK SIDE |
| Legal Lot Number | 27 |
| Jurisdiction | CLINTON MI |
| Township / Civil Division | DEWITT |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10107 |
13130 Watercrest Dr is owned and occupied by two individuals.
Source: Clinton County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13130 WATERCREST DR, DEWITT, MI 48820-8101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LAKE TRUST CREDIT UNION |
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Sep 24, 2026 |
| Property Address | 13130 WATERCREST DR, DEWITT, MI 48820-8101 |
| Document Number | 0005368969 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 20265368969 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 13130 WATERCREST DR, DEWITT, MI 48820-8101 |
| Document Number | 0005368969, |
|---|---|
| Date | Sep 24, 2026 |
| Instrument | 20265368969 |
| Name | LAKE TRUST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 30, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 13130 WATERCREST DR, DEWITT, MI 48820-8101 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 13130 WATERCREST DR, DEWITT, MI 48820-8101 |
| Document Number | 5314574 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 5314574 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
The 2025 property tax bill for 13130 Watercrest Dr was $3,375 with a homeowner's exemption, down 35.3% from the year before.
Source: Clinton County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clinton County |
| County Subdivision | DeWitt Charter Township |
| Unified School District | DeWitt Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,300 (+5.17%) Land $30,900 Building $174,400 | $410,600 (+5.17%) Land $61,800 Building $348,800 | |
| 2025 | $3,375.00 (-35.3%) Homeowner's exemption | $195,200 Land $29,500 Building $165,700 | $390,400 Land $59,000 Building $331,400 |
| 2024 | $5,216.00 (+10.63%) | ||
| 2023 | $4,715.00 Homeowner's exemption | $164,700 | $329,400 |
| 2022 | $4,715.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13130 Watercrest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Mar 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 13130 Watercrest Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Westphalia Broadband.
5G (outdoors only) and 4G LTE
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