13130 Vista Ln, Covington, GA 30014 Property Records

Newton County property record for 13130 Vista Ln, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,666 sqft · built 2022
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$361,440 (Aug 2022)
Tax Bill	$4,606 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C082E-00000-540-000`

Property Details

APN / Parcel Number

Primary APN	`C082E-00000-540-000`
Alternative APNs	`C082E 540` `42107`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Stories	2 Stories
Building Area	2,666 sqft Heated Area
1st Floor Area	2,210 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	456 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	42107
Street Address	13130 VISTA LN
City	COVINGTON
State	GA
Zip	30014-7698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 540 WILDWOOD PH1 SECTI
Legal Subdivision	WILDWOOD PH1 - SEC1
Legal Phase	1
Legal Lot Number	540
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1008
Census Tract	100301

Owner

13130 Vista Ln is owned and occupied by an individual who bought it in August 2022.

Source: Newton County records, as of December 16, 2025

Owner of Record	Individual Name on File
Mailing Address	13130 VISTA LN, COVINGTON, GA 30014-7698
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE
Jul 29, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE
Dec 18, 2020	Grant Deed, Transfer CALLOWAY TITLE AND ESCROW LLC, CALLOWAY TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Prior Sale	Nov 1, 2011
Deed Document Number	20224062
Deed Book / Page	4419 / 127
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	13130 VISTA LN, COVINGTON, GA 30014-7698
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13130 VISTA LN, COVINGTON, GA 30014-7698

Mortgage

Document Number	0045650000000347
Date	Nov 6, 2023
Book Page	0000004565/0000000347

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

July 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 29, 2022
Property Address	13130 VISTA LN, COVINGTON, GA 30014-7698
Document Number	0044190127
Book / Page	4419 / 127
Instrument Date	Jul 29, 2022
Instrument	2022-004062
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 4, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13130 VISTA LN, COVINGTON, GA 30014-7698

Mortgage

Document Number	0044190000000129
Date	Aug 1, 2022
Book Page	0000004419/0000000129
Instrument	013313

Lender

Name	DHI MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 18, 2020
Property Address	13130 VISTA LN, COVINGTON, GA 30014-7698
Document Number	0041150099
Book / Page	004115 / 000099
Instrument Date	Dec 18, 2020
Instrument	18692
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	CALLOWAY TITLE AND ESCROW LLC, CALLOWAY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$1,785.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13130 VISTA LN COVINGTON GA 300147698, COVINGTON, GA 30014-7698

Tax Assessment & Valuation

The 2025 property tax bill for 13130 Vista Ln was $4,606 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Covington City
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,606.00 Homeowner's exemption	$162,040 Land $22,000 Building $140,040	$405,100 Land $55,000 Building $350,100
2023		$138,640 Land $8,800 Building $129,840	$346,600 Land $22,000 Building $324,600
2022	$319.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13130 Vista Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13130 Vista Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Vista Ln

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