Mecklenburg County property record for 13130 Erwin Rd, Charlotte, NC 28273
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,656 sqft · built 2009 |
| Lot Size | 0.047 acres (2,047 sqft) |
| Owner | Individual Name on File |
| Last Sale | $326,000 (Apr 2022) |
| Tax Bill | $2,320 (2024) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Sep 2021 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 219-017-53 |
| Primary APN | 219-017-53 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,656 sqft Living Area |
| Gross Area | 1,896 sqft |
| 1st Floor Area | 928 sqft |
| Upper Floors Area | 728 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 2,047 sqft (0.047 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 13130 ERWIN RD |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28273-4610 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-12MF(CD) |
| Legal Description | L38D M50-921 |
| Legal Subdivision | LIONS GATE PH 02 MAP 09 |
| Legal Block | 7 |
| Legal Lot Number | 38D |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 5931 |
13130 Erwin Rd, a townhouse, is owned and occupied by an individual who bought it in April 2022.
Source: Mecklenburg County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13130 ERWIN RD, CHARLOTTE, NC 28273-4610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2022 | Special Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 22, 2021 | Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Jun 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Aug 22, 2017 | Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2022 · Amount on File |
| Deed Sale | Apr 25, 2022 · Amount on File |
| Prior Sale | Sep 22, 2021 · Amount on File |
| Deed Document Number | 202263084 |
| Deed Book / Page | 37280 / 874 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 25, 2022 |
| Property Address | 13130 ERWIN RD, CHARLOTTE, NC 28273-4610 |
| Document Number | 0000063084 |
| Book / Page | 37280 / 874 |
| Map Reference | MB 50 PG 921 |
| Instrument Date | Apr 25, 2022 |
| Instrument | 2022063084 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $652.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1301 2ND AVE, SEATTLE, WA 98101-3800 |
| Name | Verified Name |
|---|---|
| Address | 13130 ERWIN RD, CHARLOTTE, NC 28273-4610 |
| Document Number | 0000063085 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2022063085 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 22, 2021 |
| Property Address | 13130 ERWIN RD, CHARLOTTE, NC 28273-4610 |
| Document Number | 0000181342 |
| Book / Page | 36554 / 938 |
| Map Reference | MB 50 PG 921 |
| Instrument Date | Sep 20, 2021 |
| Instrument | 2021181342 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | ZILLOW CLOSING SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $595.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2105 BALDWIN ST UNIT 4205, 4205, HOUSTON, TX 77002-8567 |
| Name | Verified Name |
|---|---|
| Address | 1301 2ND AVE FL 31, 31, SEATTLE, WA 98101-0003 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 13130 ERWIN RD, CHARLOTTE, NC 28273-4610 |
| Document Number | 0000092552 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 13130 ERWIN RD CHARLOTTE NC 282734610, CHARLOTTE, NC 28273-4610 |
| Document Number | 0000092552 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 034718/000866 |
| Instrument | 92552 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 13130 ERWIN RD, CHARLOTTE, NC 28273-4610 |
| Document Number | 0000087048 |
| Instrument Date | Jun 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 13130 ERWIN RD CHARLOTTE NC 282734610, CHARLOTTE, NC 28273-4610 |
| Document Number | 0000087048 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 034685/000468 |
| Instrument | 87048 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91381 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 14, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 22, 2017 |
| Property Address | 13130 ERWIN RD, CHARLOTTE, NC 28273-4610 |
| Document Number | 0000113924 |
| Book / Page | 32061 / 509 |
| Map Reference | MB50 PG921 MAP9 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 2017113924 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2000 ASHLAND DR STE 102, 2000, ASHLAND, KY 41101-7005 |
| Name | Verified Name |
|---|---|
| Address | 13130 ERWIN RD, CHARLOTTE, NC 28273-4610 |
| Document Number | 0000113925 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 2017113925 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $299,900 Land $75,000 Building $224,900 | $299,900 Land $75,000 Building $224,900 | |
| 2024 | $2,320.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13130 Erwin Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13130 Erwin Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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