1313 Taylor St, Hampstead, MD 21074 Property Records

Carroll County property record for 1313 Taylor St, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,544 sqft · built 2022
Lot Size	0.528 acres (22,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,500 (Aug 2021)
Tax Bill	$6,885 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2021 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-039429`

Property Details

APN / Parcel Number

Primary APN	`08-039429`
Alternative APNs	`8039429` `039429`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,544 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,999 sqft (0.528 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	039429
Street Address	1313 TAYLOR ST
City	HAMPSTEAD
State	MD
Zip	21074-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 58 - 22999 SF 1313 TAYLOR ST 3-84 KELBAUGHS ADDITION SC 2
Legal Subdivision	KELBAUGHS ADD
Legal Lot Number	58
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	2
Census Block	2006
Census Tract	508103

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1313 TAYLOR ST, HAMPSTEAD, MD 21074-2217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Aug 18, 2021	Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Sep 18, 2020	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Aug 8, 1985 · Amount on Record
Deed Book / Page	10412 / 75
Prior Transfer Date	Sep 15, 2020
Prior Transfer Doc	0098560314
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1313 TAYLOR ST, HAMPSTEAD, MD 21074-2217
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0116220163
Date	Nov 20, 2025
Book Page	11622/163

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 18, 2021
Property Address	1313 TAYLOR ST, HAMPSTEAD, MD 21074-2217
Document Number	0104120075
Book / Page	10412 / 75
Map Reference	MB 3 FO 84
Instrument Date	Aug 6, 2021
Transaction Type	Construction Loan
Record Updated	Aug 16, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7849 CENTERGATE CT, PASADENA, MD 21122-6309

Mortgage

Document Number	0001041281
Date	Aug 18, 2021
Instrument	10412/81

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2052

September 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 18, 2020
Property Address	1313 TAYLOR ST, HAMPSTEAD, MD 21074-2217
Document Number	0098560314
Book / Page	009856 / 000314
Instrument Date	Sep 15, 2020
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1359 N MAIN ST HAMPSTEAD MD 210742288, HAMPSTEAD, MD 21074-2288

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,885.00 (+4.99%)	$513,900 (+4.98%)	$562,700 (+14.95%) Land $112,100 Building $450,600
2025	$6,558.00 (+14.95%)	$489,500 (+15.82%) Land $92,100 Building $397,400	$489,500 (-) Land $92,100 Building $397,400
2023	$5,705.00	$422,633	$489,500 Land $92,100 Building $397,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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