1313 S 7th St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 1313 S 7th St, Brainerd, MN 56401

Property Summary

Property TypeSingle Family Home
Details2 bd · 888 sqft · built 1946
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Nov 2020)
Tax Bill$974 (2026)
Deeds & MortgagesApr 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN09146001007Z009

Property Details

APN / Parcel Number

Primary APN09146001007Z009
Alternative APNs
  • 41360864
  • 167943

Interior

Bedrooms2 Beds
Stories1 Story
Building Area888 sqft Living Area
Gross Area180 sqft
1st Floor Area888 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Garage Area352 sqft
DrivewayDriveway
PorchSlab

Utilities, Heating & Cooling

Heating SystemOil

Location & Zoning

Account Number167943
Street Address1313 S 7TH ST
CityBRAINERD
StateMN
Zip56401-4337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 7 AND 8 BLOCK 1
Legal Range31W
Legal Township45N
Legal Section36
Legal SubdivisionHOWES AND SPALDINGS ADDITION TO THE
Legal Block1
Legal Lot Number7
JurisdictionCROW WING MN
Township / Civil DivisionBRAINERD
Census Block Group2
Census Block2012
Census Tract951100

Owner

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1313 S 7TH ST, BRAINERD, MN 56401-4337
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2020 · Amount on Record
Deed SaleNov 19, 2020 · Amount on Record
Prior SaleMay 1, 2012 · Amount on Record
Record UpdatedOct 29, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROW WING MN
Property Address1313 S 7TH ST, BRAINERD, MN 56401-4337
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313 S 7TH ST, BRAINERD, MN 56401-4337

Mortgage

Document Number0001008773
DateApr 23, 2025
Instrument1008773
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 20, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
MunicipalityBrainerd City
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$974.00 (+15.4%) Homeowner's exemption$125,300 (+2.12%) Land $46,000 Building $79,300$125,300 (+2.12%) Land $46,000 Building $79,300
2025$122,700 (+2.42%) Land $45,200 Building $77,500$122,700 (+2.42%) Land $45,200 Building $77,500
2023$844.00 Homeowner's exemption$119,800 Land $41,400 Building $78,400$119,800 Land $41,400 Building $78,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBrainerd
serves 14,670 people · EPA ID MN1180002
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2025)
action level 15 ppb
Copper1.63 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: CTC.

Nearby Properties on S 7th St

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