1313 Rowantree Dr, Dover, FL 33527 Property Records

Hillsborough County property record for 1313 Rowantree Dr, Dover, FL 33527

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,163 sqft · built 2006
Lot Size0.232 acres (10,097 sqft)
OwnerIndividual Name on Record
Last Sale$460,000 (Aug 2021)
Tax Bill$7,251 (2025)
Deeds & MortgagesJun 2025 Line of Credit
Aug 2021 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN066595-7208

Property Details

APN / Parcel Number

Primary APN066595-7208
Alternative APN
  • U12292079ZF00000000140

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,163 sqft Living Area
Gross Area3,055 sqft
1st Floor Area2,163 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2016
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,097 sqft (0.232 acres)
Lot Dimensions141 ft deep x 66.5 ft wide
Garage TypeAttached
Garage Area570 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area322 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0665957208
Street Address1313 ROWANTREE DR
CityDOVER
StateFL
Zip33527-4936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionRIDGE CREST SUBDIVISION UNITS 1-2 LOT 14 BLOCK F
Legal Range20E
Legal Township29S
Legal Section12
Legal SubdivisionRIDGE CREST SUBDIVISION UNITS 1-2
Legal Tract79Z
Legal BlockF
Legal Lot Number14
Legal Unit1-2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1000
Census Tract12208

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6250 RIVER VIEW RD SE, 1203, MABLETON, GA 30126-2986
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2025Deed of Trust, Mortgage · Line of Credit
WEST CAPITAL LENDING INC
Aug 23, 2021Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jul 6, 2021Warranty Deed, Transfer
OS NATIONAL LLC
Jul 6, 2021Warranty Deed, Transfer
OS NATIONAL LLC
Sep 17, 2020Deed of Trust, Mortgage · VA Mortgage
CARDINAL FIN'L
Dec 22, 2017Deed of Trust, Mortgage · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2021 · Amount on Record
Deed SaleAug 23, 2021 · Amount on Record
Prior SaleJul 6, 2021 · Amount on Record
Deed Document Number2021426810
Record UpdatedOct 29, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1313 ROWANTREE DR, DOVER, FL 33527-4936
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313 ROWANTREE DR, DOVER, FL 33527-4936

Mortgage

Document Number0000277308
DateJun 26, 2025
Instrument2025277308
Lender
NameWEST CAPITAL LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueJul 8, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 23, 2021
Property Address1313 ROWANTREE DR, DOVER, FL 33527-4936
Document Number2021426810
Map ReferenceMB 102 PG 174
Instrument DateAug 20, 2021
Instrument2021426810
Transaction TypeTransfer
Record UpdatedNov 9, 2021
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313 ROWANTREE DR, DOVER, FL 33527-4936

Mortgage

Document Number2021426811
DateAug 23, 2021
Instrument2021426811
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 6, 2021
Property Address1313 ROWANTREE DR, DOVER, FL 33527-4936
Document Number2021337019
Map ReferenceMB 102 PG 174
Instrument DateJul 1, 2021
Instrument2021337019
Transaction TypeTransfer
Record UpdatedNov 9, 2021
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,961.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1113 BENAN CT, 1113, APOPKA, FL 32712-3736

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85281-0976
InvestorPossibly a Property Investor

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 6, 2021
Property Address1313 ROWANTREE DR, DOVER, FL 33527-4936
Document Number0000337019
Map ReferenceMB 102 PG 174
Instrument DateJul 1, 2021
Instrument2021337019
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,961.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1113 BENAN CT, APOPKA, FL 32712-3736

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1313 ROWANTREE DR, DOVER, FL 33527-4936
Document Number0000425750
Instrument DateSep 17, 2020
Transaction TypeMortgage
Record UpdatedNov 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1313 ROWANTREE DR DOVER FL 335274936, DOVER, FL 33527-4936

Mortgage

Document Number0000425750
DateOct 14, 2020
Instrument425750
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 13, 2050

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1313 ROWANTREE DR, DOVER, FL 33527-4936
Document Number0254660744
Book / Page025466 / 000744
Instrument DateDec 22, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2018
Title CompanyNAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1313 ROWANTREE DR DOVER FL 335274936, DOVER, FL 33527-4936

Mortgage

Document Number0254660744
DateJan 3, 2018
Book Page025466/000744
Instrument2491
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 2, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$390,847 (-1.21%) Land $83,482 Building $307,365$390,847 (-1.21%) Land $83,482 Building $307,365
2025$7,251.00 (+1.36%) Homeowner's exemption$395,647 (-0.37%) Land $83,482 Building $312,165$395,647 (-0.37%) Land $83,482 Building $312,165
2023$7,154.00 (+0.89%) Homeowner's exemption$397,104 (+0.03%) Land $92,758 Building $304,346$397,104 (+0.03%) Land $92,758 Building $304,346
2022$7,091.00 Homeowner's exemption$396,993 Land $88,120 Building $308,873$396,993 Land $88,120 Building $308,873

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims10 (1998–2024)
Claims Outside the SFHA4 of 10
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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