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1313 Paperwoods Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1313 Paperwoods Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,486 sqft · built 1992
Lot Size0.257 acres (11,194 sqft)
OwnerIndividual Name on Record
Last Sale$367,000 (May 2023)
Tax Bill$5,067 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN23-26-30-0507-0001-0250

Property Details

APN / Parcel Number

Primary APN23-26-30-0507-0001-0250
Alternative APNs
  • 263023050700010250
  • 87373

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,486 sqft Living Area
Gross Area2,114 sqft
1st Floor Area1,486 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,194 sqft (0.257 acres)
Lot Dimensions133 ft deep x 85 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces5 Parking Spaces
PorchFinished Vinyl Porch
Porch Area228 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1313 PAPERWOODS DR
CitySAINT CLOUD
StateFL
Zip34772-7301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1A
Legal DescriptionCANOE CREEK WOODS UNIT 6 PB 6 PG 223-224 LOT 25
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionCANOE CREEK WOODS UNIT 6
Legal Tract507
Legal Block1
Legal Lot Number25
Legal Unit6P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1009
Census Tract43303

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1313 PAPERWOODS DR, SAINT CLOUD, FL 34772-7301
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2023Warranty Deed, Transfer · Conventional Mortgage
AMCAP MORTGAGE LTD
Oct 21, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2023 · Amount on Record
Deed SaleMay 10, 2023 · Amount on Record
Deed Document Number202359534
Deed Book / Page6404 / 1944
Last Transfer DateAug 24, 2023
Transfer Doc0000165421
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 10, 2023
Property Address1313 PAPERWOODS DR, SAINT CLOUD, FL 34772-7301
Document Number0064041944
Book / Page6404 / 1944
Map ReferenceMB 6 PG 223&224
Instrument DateMay 1, 2023
Instrument2023059534
Transaction TypeTransfer
Record UpdatedMay 24, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,569.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2130 TUDOR ROSE DR, SANFORD, FL 32773-7392

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313 PAPERWOODS DR, SAINT CLOUD, FL 34772-7301

Mortgage

Document Number0064041946
DateMay 10, 2023
Instrument6404/1946
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateOct 21, 2019
Property Address1313 PAPERWOODS DR, SAINT CLOUD, FL 34772-7301
Document Number0056090506
Book / Page005609 / 000506
Instrument DateOct 21, 2019
Instrument135872
Transaction TypeTransfer
Record UpdatedNov 8, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1313 PAPERWOODS DR ST CLOUD FL 347727301, ST CLOUD, FL 34772-7301

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,067.00 (-3.71%)$282,900 (+0.89%) Land $70,000 Building $212,900$282,900 (+0.89%) Land $70,000 Building $212,900
2024$5,262.00 (+4.14%)
2023$5,053.00 (+43.55%)$280,400 (+17.82%) Land $60,000 Building $220,400$280,400 (+17.82%) Land $60,000 Building $220,400
2022$3,520.00 Homeowner's exemption Widower's exemption$238,000 Land $55,000 Building $183,000$238,000 Land $55,000 Building $183,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 133 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35

May also be available: Xfinity.

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