1313 Old Mill Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 1313 Old Mill Rd, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1980
Lot Size	0.888 acres (38,681 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Jun 2026)
Tax Bill	$1,566 (2026)
Deeds & Mortgages	Jun 2026 Sale Feb 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3654-61-9732`

Property Details

APN / Parcel Number

Primary APN	`3654-61-9732`
Alternative APNs	`365404619732` `286045` `317584` `22869`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	38,681 sqft (0.888 acres)
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	317584
Street Address	1313 OLD MILL RD
City	LINCOLNTON
State	NC
Zip	28092-7566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#8 SEC.2 S&R LAND
Legal Subdivision	S AND R PROP
Legal Block	2
Legal Lot Number	9
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	2
Census Block	2000
Census Tract	70202

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1291 LIVE OAK LN, CATAWBA, NC 28609-9094
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer LKN TITLE
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Aug 4, 2021	Warranty Deed, Transfer NOT AVAILABLE, LKN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Aug 4, 2021 · Amount on Record
Deed Document Number	2026711405
Deed Book / Page	3514 / 788
Prior Transfer Date	Jul 29, 2013
Prior Transfer Doc	24100310
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 23, 2026
Property Address	1313 OLD MILL RD, LINCOLNTON, NC 28092-7566
Document Number	0000711405
Book / Page	3514 / 788
Instrument Date	Jun 23, 2026
Instrument	2026711405
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	LKN TITLE

Transaction

Amount	Amount Recorded
Tax	$62,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 LIVE OAK LN, CATAWBA, NC 28609-9094

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1313 OLD MILL RD, LINCOLNTON, NC 28092-7566
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 OLD MILL RD, LINCOLNTON, NC 28092-7566

Mortgage

Document Number	0003228178
Date	Feb 9, 2023
Book Page	3228/178
Instrument	663398

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 25, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 4, 2021
Property Address	1313 OLD MILL RD, LINCOLNTON, NC 28092-7566
Document Number	3069772
Book / Page	3069 / 772
Map Reference	MB F PG 279
Instrument Date	Aug 4, 2021
Instrument	636270
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	NOT AVAILABLE, LKN TITLE

Transaction

Amount	Amount Recorded
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2794 GASTONIA HWY, 2794, LINCOLNTON, NC 28092-9210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 OLD MILL RD, LINCOLNTON, NC 28092-7566

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,566.00	$228,667 (-) Land $42,260 Building $186,407	$228,667 (-) Land $42,260 Building $186,407
2025	$1,566.00 (+1.29%)	$228,667 (-) Land $42,260 Building $186,407	$228,667 (-) Land $42,260 Building $186,407
2023	$1,546.00	$228,667 Land $42,260 Building $186,407	$228,667 Land $42,260 Building $186,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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