1313 N 8th St, Temple, TX 76501 Property Records

Bell County property record for 1313 N 8th St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,989 sqft · built 1955
Lot Size	0.38 acres (16,562 sqft)
Owner	Individual Name on Record
Tax Bill	$2,877 (2023)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0076300000`

Property Details

APN / Parcel Number

Primary APN	`0076300000`
Alternative APNs	`710693` `93181`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,989 sqft Living Area
Gross Area	2,971 sqft
1st Floor Area	2,971 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Exterior Material	Stone
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,562 sqft (0.38 acres)
Lot Dimensions	115 ft deep x 144 ft wide
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	710693
Street Address	1313 N 8TH ST
City	TEMPLE
State	TX
Zip	76501-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	LAUREL HEIGHTS, BLOCK 005, LOT 11, 12, PT 13, 14, (13, LESS TRI OUT OF SW COR & TRI OUT OF NE COR OF 14) (13, LESS TRI OUT OF
Legal Subdivision	LAUREL HEIGHTS
Legal Block	5
Legal Lot Number	11 12
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2028
Census Tract	20500

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1313 N 8TH ST, TEMPLE, TX 76501-2036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Oct 1, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2009
Deed Sale	Nov 19, 2009
Deed Document Number	00044292
Record Updated	Jun 7, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1313 N 8TH ST, TEMPLE, TX 76501-2036
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 N 8TH ST, TEMPLE, TX 76501-2036

Mortgage

Document Number	0000061853
Date	Dec 17, 2025
Instrument	2025061853

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TEMPLE, TX 76501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1313 N 8TH ST, TEMPLE, TX 76501-2036
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053236
Date	Oct 1, 2020
Instrument	2020-00053236

Lender

Name	NAVY FCU
Type	Credit Union
Address	JOHNSONBURG, NJ 7846

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,877.00 (-20.5%) Homeowner's exemption Senior Citizen's exemption	$285,535 Land $28,483 Building $257,052	$285,535 Land $28,483 Building $257,052
2022	$3,619.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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