1313 Highland Dr, Rolla, MO 65401 Property Records

Phelps County property record for 1313 Highland Dr, Rolla, MO 65401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,267 sqft · built 1971
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jun 2026)
Tax Bill	$1,196 (2025)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan Apr 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`08479.00`

Property Details

APN / Parcel Number

Primary APN	`08479.00`
Alternative APN	`71-09-1.0-12-001-001-011.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,267 sqft Living Area
1st Floor Area	1,267 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	08479.00
Street Address	1313 HIGHLAND DR
City	ROLLA
State	MO
Zip	65401-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 MURRY HILL THIRD ADDITION SEC 12 TWP 37 N RNG 8 W
Legal Range	08W
Legal Township	37N
Legal Section	12
Legal Subdivision	MURRY HILL THIRD ADD
Legal Lot Number	23
Jurisdiction	PHELPS MO
Township / Civil Division	ROLLA
Census Block Group	1
Census Block	1004
Census Tract	890301

Owner

Source: Phelps County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1313 HIGHLAND DR, ROLLA, MO 65401-3608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Construction Mortgage LEGACY MUTUAL MORTGAGE
Apr 28, 2026	Warranty Deed, Construction Loan · Construction Mortgage PHELPS COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Apr 28, 2026 · Amount on Record
Deed Document Number	2026
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PHELPS MO
Recording Date	Jun 5, 2026
Property Address	1313 HIGHLAND DR, ROLLA, MO 65401-3608
Instrument Date	Jun 1, 2026
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	TRUE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1313 HIGHLAND DR, ROLLA, MO 65401-3608

Mortgage

Date	Jun 5, 2026

Lender

Name	LEGACY MUTUAL MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PHELPS MO
Recording Date	Apr 28, 2026
Property Address	1313 HIGHLAND DR, ROLLA, MO 65401-3608
Instrument Date	Apr 21, 2026
Transaction Type	Construction Loan
Record Updated	Aug 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 HIGHLAND DR, ROLLA, MO 65401-3608

Mortgage

Date	Apr 28, 2026

Lender

Name	PHELPS COUNTY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 27, 2027

Interest

Rate Type	Adjustable Rate
Rate	0.56%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Phelps County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Phelps County
Municipality	Rolla City
Unified School District	Rolla 31 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,910 (-) Land $3,610 Building $19,300
2025	$1,196.00 (+0.08%)	$22,910 (+11.76%) Land $3,610 Building $19,300	$120,580 (+11.81%) Land $19,000 Building $101,580
2024	$1,195.00 (+7.75%)
2023	$1,109.00 (+17.85%)	$20,500 Land $2,950 Building $17,550	$107,845 Land $15,500 Building $92,345
2022	$941.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLA PWS serves 20,800 people · EPA ID MO3010700
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Verizon.

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