1313 Heaps Rd, Street, MD 21154 Property Records

Harford County property record for 1313 Heaps Rd, Street, MD 21154

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,306 sqft · built 2008
Lot Size3.48 acres (151,589 sqft)
Owner2 Individual Names on Record
Tax Bill$6,910 (2026)
Deeds & MortgagesJun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-064856

Property Details

APN / Parcel Number

Primary APN05-064856
Alternative APN
  • 064856

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,306 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area151,589 sqft (3.48 acres)
Garage TypeAttached
Garage Area800 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area410 sqft
Deck Area436 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number064856
Street Address1313 HEAPS RD
CitySTREET
StateMD
Zip21154-1531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionLOT 2 3.48 AC 1313 HEAPS ROAD LAURA'S LANDS PT 128/89
Legal Lot Number2
JurisdictionHARFORD MD
Township / Civil Division5, DUBLIN
Census Block Group3
Census Block3002
Census Tract305100

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1313 HEAPS RD, STREET, MD 21154-1531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2008
Deed SaleJun 11, 2008
Deed Document Number2008373
Deed Book / Page7850 / 652
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1313 HEAPS RD, STREET, MD 21154-1531
Document Number0133430474
Instrument DateJun 13, 2019
Transaction TypeMortgage
Record UpdatedJul 24, 2019
Title CompanyMID ATLANTIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313 HEAPS ROAD ST STREET MD 21154, STREET, MD 21154

Mortgage

Document Number0133430474
DateJul 12, 2019
Book Page013343/000474
Lender
NameJARRETTSVILLE FED'L S&L ASSN
TypeFederal Savings Bank
AddressJARRETTSVILLE, MD 21084
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 11, 2039
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,910.00 (+18.02%) Homeowner's exemption$628,500 (+23.33%)$675,300 (+26.25%) Land $132,400 Building $542,900
2025$5,855.00 (+10.16%) Homeowner's exemption
2023$509,600$534,900 Land $122,400 Building $412,500
2022$5,315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1984–2006)
Most Recent ClaimJun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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