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1313 Haines Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 1313 Haines Dr, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,312 sqft · built 2020
Lot Size0.139 acres (6,033 sqft)
OwnerIndividual Name on Record
Last Sale$193,500 (Aug 2020)
Tax Bill$2,424 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-03-522510-000050

Property Details

APN / Parcel Number

Primary APN26-28-03-522510-000050
Alternative APNs
  • 032826522510000050
  • 32826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,312 sqft Living Area
Gross Area1,812 sqft
1st Floor Area1,312 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area6,033 sqft (0.139 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchFlorida Room

Location & Zoning

Street Address1313 HAINES DR
CityWINTER HAVEN
StateFL
Zip33881-0737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKES AT LUCERNE PARK PHASE 6 PB 176 PGS 32-34 LOT 5
Legal Range26E
Legal Township28S
Legal Section03
Legal SubdivisionLAKES AT LUCERNE PARK PHASE 6
Legal Phase6
Legal Block2
Legal Lot Number5
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2028
Census Tract12803

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1313 HAINES DR, WINTER HAVEN, FL 33881-0737
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2020 · Amount on Record
Deed SaleAug 27, 2020 · Amount on Record
Deed Document Number2020176284
Deed Book / Page11352 / 92
Record UpdatedOct 29, 2026

August 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateAug 27, 2020
Property Address1313 HAINES DR, WINTER HAVEN, FL 33881-0737
Document Number0113520092
Book / Page011352 / 000092
Instrument DateAug 25, 2020
Instrument176284
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 4, 2020
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,355.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1313 HAINES DR WINTER HAVEN FL 33881, WINTER HAVEN, FL 33881

Mortgage

Document Number113520094
DateAug 27, 2020
Book Page011352/000094
Instrument176285
Lender
NameNVR MTG FIN
TypeMortgage Company
AddressCANONSBURG, PA 15317
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 26, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$175,653 (+2.7%)$199,352 (-5.37%) Land $39,000 Building $160,352
2025$2,424.00 (+6.36%) Homeowner's exemption$171,035 (+5.99%)$210,663 (-4.12%) Land $39,000 Building $171,663
2023$2,279.00 (+3.08%) Homeowner's exemption$161,374 (+3%)$219,704 (+13.31%) Land $38,000 Building $181,704
2022$2,211.00 Homeowner's exemption$156,674$193,902 Land $32,000 Building $161,902

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Frontier, Hotwire Communications.

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