1313 Gerry St, Gary, IN 46406 Property Records

Lake County property record for 1313 Gerry St, Gary, IN 46406

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,080 sqft · built 1966
Lot Size0.142 acres (6,229 sqft)
OwnerIndividual Name on File
Tax Bill$833 (2024)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN001-25-45-0276-0045

Property Details

APN / Parcel Number

Primary APN001-25-45-0276-0045
Alternative APNs
  • 45-07-12-179-003.000-004
  • 254502760045

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,080 sqft Living Area

Exterior

Year BuiltBuilt 1966
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area6,229 sqft (0.142 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-45-0276-0045
Old Parcel Number254502760045
Street Address1313 GERRY ST
CityGARY
StateIN
Zip46406-2166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOE R. LANES ADD.IVANHOE N. 10FT. L.44 BL.13 ALL L.45 BL.13 S. 15FT. L.46 BL.13
Legal SubdivisionJOE R LANES ADD 01
Legal Block13
Legal Lot Number44
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group3
Census Block3041
Census Tract10302

Owner

1313 Gerry St is owned and occupied by an individual who acquired it in January 2017.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1313 GERRY ST, GARY, IN 46406-2166
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2017
Deed SaleJan 10, 2017
Deed Document Number2017 001472
Record UpdatedJun 8, 2026

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJan 10, 2017
Property Address1313 GERRY ST, GARY, IN 46406-2166
Document Number0000001472
Map ReferenceMB2 PG71
Instrument DateDec 29, 2010
Instrument2017 001472
Transaction TypeTransfer
Record UpdatedDec 30, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1313 GERRY ST, GARY, IN 46406-2166

Mortgage

Document Number0000001474
DateJan 10, 2017
Instrument2017 001474
Lender
NameCENTIER BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term119 Months
DueDec 28, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Mortgage

Document Number0000001473
DateJan 10, 2017
Instrument2017 001473
Lender
NameCENTIER BANK
TypeBank
AddressMERRILLVILLE, IN 46410
Agreement
TypeFmHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$83,000 Land $9,300 Building $73,700$83,000 Land $9,300 Building $73,700
2024$833.00
2023$68,700 (+8.02%) Land $9,800 Building $58,900$68,700 (+8.02%) Land $9,800 Building $58,900
2022$712.00 Homeowner's exemption$63,600 Land $6,600 Building $57,000$63,600 Land $6,600 Building $57,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1313 Gerry St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1313 Gerry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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