1313 Foster Ave, Duluth, MN 55811 Property Records

St. Louis County property record for 1313 Foster Ave, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,280 sqft · built 1947
Lot Size	0.24 acres (10,492 sqft)
Owner	Individual Name on File
Last Sale	$213,000 (Oct 2019)
Tax Bill	$4,286 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0530-01320`

Property Details

APN / Parcel Number

Primary APN	`010-0530-01320`
Alternative APN	`1079341`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,280 sqft Gross Area
1st Floor Area	880 sqft
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	10,492 sqft (0.24 acres)
Garage Area	720 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	150 sqft
Deck Area	160 sqft
Storage Building	84 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1079341
Street Address	1313 FOSTER AVE
City	DULUTH
State	MN
Zip	55811-4565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 AND N1/2 OF LOT 4, BLOCK 7 SERIAL #
Legal Subdivision	CITY HOME ACRES
Legal Block	7
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2015
Census Tract	302

Owner

1313 Foster Ave is owned and occupied by an individual who bought it in October 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1313 FOSTER AVE, DULUTH, MN 55811-4565
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MORTGAGE LLC
Oct 16, 2019	Warranty Deed, Transfer · Conventional with PMI LEND SMART MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2019 · Amount on File
Deed Sale	Oct 16, 2019 · Amount on File
Prior Sale	Nov 9, 2001 · Amount on File
Deed Document Number	20191016283
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1313 FOSTER AVE, DULUTH, MN 55811-4565
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001051717
Date	Jan 4, 2022
Instrument	1051717

Lender

Name	LEND SMART MORTGAGE LLC
Type	Mortgage Company
Address	SAINT PAUL, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 16, 2019
Property Address	1313 FOSTER AVE, DULUTH, MN 55811-4565
Document Number	00T1016283
Instrument Date	Oct 15, 2019
Instrument	T1016283
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$702.90
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 FOSTER AVE DULUTH MN 558114565, DULUTH, MN 55811-4565

Mortgage

Document Number	T1016284
Date	Oct 16, 2019
Instrument	T1016284

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1313 Foster Ave was $4,286, up 9.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,286.00 (+9.45%)
2025	$3,916.00 (-9.39%)	$330,500 (+16.01%) Land $76,000 Building $254,500	$330,500 (+16.01%) Land $76,000 Building $254,500
2024	$4,322.00	$284,900 Land $63,000 Building $221,900	$284,900 Land $63,000 Building $221,900
2022		$269,500 Land $60,500 Building $209,000	$269,500 Land $60,500 Building $209,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1313 Foster Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1313 Foster Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Foster Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures