1313 Fernham Ln, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1313 Fernham Ln, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,021 sqft · built 1993
Lot Size	0.324 acres (14,113 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Aug 2005)
Tax Bill	$4,907 (2025)
Deeds & Mortgages	Feb 2008 Second Mortgage Aug 2005 Sale
APN	`0616001001550`

Property Details

APN / Parcel Number

Primary APN	`0616001001550`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,021 sqft Living Area
1st Floor Area	716 sqft
Upper Floors Area	742 sqft
Attic	Attic
Attic Area	400 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,113 sqft (0.324 acres)
Lot Dimensions	145 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Pool Area	684 sqft
Porch	Slab
Porch Area	106 sqft
Deck Area	Deck Area
Patio Area	647 sqft
Balcony Area	26 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1313 FERNHAM LN
City	CHESAPEAKE
State	VA
Zip	23322-9078
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12S: RESI
Legal Description	155 UPTON FARMS PH 1 SEC 7
Legal Subdivision	UPTON FARMS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2010
Census Tract	21009

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1313 FERNHAM LN, CHESAPEAKE, VA 23322-9078
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2008	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Aug 24, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2005 · Amount on Record
Deed Sale	Aug 24, 2005 · Amount on Record
Deed Book / Page	6160 / 31
Record Updated	Oct 29, 2026

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1313 FERNHAM LN, CHESAPEAKE, VA 23322-9078
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00007396/3
Date	Feb 28, 2008
Book Page	7396/3

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2023

Interest

Rate Type	Fixed Rate

August 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 24, 2005
Property Address	1313 FERNHAM LN, CHESAPEAKE, VA 23322-9078
Document Number	0006160/31
Book / Page	6160 / 31
Instrument Date	Aug 14, 2005
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$517,800 (+6.59%) Land $210,000 Building $307,800	$517,800 (+6.59%) Land $210,000 Building $307,800
2025	$4,907.00 (+40.56%)	$485,800 (+6.7%) Land $185,000 Building $300,800	$485,800 (+6.7%) Land $185,000 Building $300,800
2023		$455,300 (+11.48%) Land $175,000 Building $280,300	$455,300 (+11.48%) Land $175,000 Building $280,300
2022		$408,400 Land $150,000 Building $258,400	$408,400 Land $150,000 Building $258,400
2019	$3,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	3 (1982–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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