1313 Emerson Ave, Salisbury, MD 21801 Property Records

Wicomico County property record for 1313 Emerson Ave, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,188 sqft · built 1961
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jun 2020)
Tax Bill	$1,370 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-046720`

Property Details

APN / Parcel Number

Primary APN	`09-046720`
Alternative APN	`046720`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,188 sqft Total Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	046720
Street Address	1313 EMERSON AVE
City	SALISBURY
State	MD
Zip	21801-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BL-A L-5 10,500 SQFT 1313 EMERSON AVE CITY OF SALIS
Legal Subdivision	EMERSON HEIGHTS
Legal Block	A
Legal Lot Number	5
Jurisdiction	WICOMICO MD
Township / Civil Division	9, SALISBURY
Census Block Group	1
Census Block	1019
Census Tract	200

Owner

1313 Emerson Ave is owned and occupied by an individual who bought it in June 2020.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1313 EMERSON AVE, SALISBURY, MD 21801-3216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed, Transfer · Stand-Alone First Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU/MD INC
Jan 29, 2018	Grant Deed, Transfer CHARTER TITLE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2020 · Amount on File
Deed Sale	Jun 18, 2020 · Amount on File
Prior Sale	Jan 29, 2018 · Amount on File
Deed Book / Page	4651 / 14
Record Updated	Oct 29, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Jun 18, 2020
Property Address	1313 EMERSON AVE, SALISBURY, MD 21801-3216
Document Number	0046510014
Book / Page	4651 / 14
Map Reference	LB JWTS304 FO 85
Instrument Date	Jun 5, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHARTER TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 EMERSON AVE, SALISBURY, MD 21801-3216

Mortgage

Document Number	0000465141
Date	Jun 18, 2020
Instrument	4651/41

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jul 1, 2025

Mortgage

Document Number	0046510022
Date	Jun 18, 2020
Book Page	4651/22

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	1313 EMERSON AVE, SALISBURY, MD 21801-3216
Document Number	0046510041
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	CARTER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 EMERSON AVE SALISBURY MD 218013216, SALISBURY, MD 21801-3216

Mortgage

Document Number	0046510041
Date	Jun 19, 2020
Book Page	004651/000041

Lender

Name	STATE EMPS CU/MD INC
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 18, 2025

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Jan 29, 2018
Property Address	1313 EMERSON AVE, SALISBURY, MD 21801-3216
Document Number	0042810335
Book / Page	004281 / 000335
Instrument Date	Jan 10, 2018
Transaction Type	Transfer
Record Updated	Feb 9, 2018
Title Company	CHARTER TITLE CORPORATION

Transaction

Amount	Amount on Record
Tax	$76.88
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	231 NAJOLES RD MILLERSVILLE MD 211082659, MILLERSVILLE, MD 21108-2659

Tax Assessment & Valuation

The 2025 property tax bill for 1313 Emerson Ave was $1,370.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Salisbury City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,300	$169,900 Land $29,500 Building $140,400
2025	$1,370.00
2023	$1,183.00	$118,600	$138,100 Land $29,500 Building $108,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1313 Emerson Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1313 Emerson Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALISBURY serves 30,343 people · EPA ID MD0220004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber.

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