1313 Edna St, Commerce, TX 75428 Property Records

Hunt County property record for 1313 Edna St, Commerce, TX 75428 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	1,408 sqft · built 1989
Lot Size	0.309 acres (13,499 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,581 (2024)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2592-0000-0140-31`

Property Details

APN / Parcel Number

Primary APN	`2592-0000-0140-31`
Alternative APN	`R42674`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	1,870 sqft
1st Floor Area	1,408 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,499 sqft (0.309 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	115 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R42674
Street Address	1313 EDNA ST
City	COMMERCE
State	TX
Zip	75428-3853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2592 COWAN H O SUBDIVISION #3 LOT 14 ACRES .3099
Legal Subdivision	COWAN H O SUBDIVISION #3
Legal Lot Number	14
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2038
Census Tract	960600

Owner

Source: Hunt County records · APN 2592-0000-0140-31

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1313 EDNA ST, COMMERCE, TX 75428-3853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2016
Deed Sale	Mar 16, 2016
Prior Sale	Apr 09, 2010
Deed Document Number	2016-03220
Record Updated	Jun 08, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	1313 EDNA ST, COMMERCE, TX 75428-3853
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006958
Date	May 22, 2019
Instrument	2019-06958

Lender

Name	CYPRESS BANK
Type	Bank
Address	PITTSBURG, TX 75686

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2039
Change Frequency	Annually
Min Rate At Change	6.25%
Index	Other
Max Rate	11.2%

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$230,592 (+9.35%) Land $45,630 Building $188,417	$234,047 (+10.99%) Land $45,630 Building $188,417
2024	$2,581.00 (-26.51%)
2023		$210,880 Land $39,290 Building $171,590	$210,880 Land $39,290 Building $171,590
2022	$3,512.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hunt County (48231C), updated May 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 10% of Texas
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 164 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Peoples Telephone Cooperative	Fixed Wireless	500 / 60
360 Communications, Inc. (OK, AR & TX)	Fixed Wireless (licensed-by-rule)	400 / 50
AMG Technology Investment Group	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.